Up Saver
Transaction & Savings AccountsData Sharing Status
Up Savers are free to use and pay up to 5.35% p.a. interest per month. Create up to 50 Savers that include features to support money management, like Pay Splitting and scheduled transfers.
- Base rate
- 0%
- Bonus rate
- 3.35%
- conditions apply
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable The interest rate that applies on overdrawn amounts. We may calculate interest on the overdrawn amount on a daily basis, and debit it to your account monthly for the UP Saver Account, until the overdrawn amount is repaid. | 11.23% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
| Bonus | 3.35% | Combined Balance Limit | monthly |
| Bonus | 2% | — | monthly |
| Bonus | 2% | Combined Balance Limit | monthly |
Features
- Digital banking
Eligibility
- Minimum age — 16 years
More Information
Published by Up under the Consumer Data Right · Last updated 8 July 2026 · Product ID up-saver · View on CDR.gov.au