---
title: "Up Saver — Up"
description: "Transaction & Savings Accounts from Up. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/up/products/up-saver
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-08T13:07:46+10:00
---

# Up Saver — Up

> Transaction & Savings Accounts from Up. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Up Savers are free to use and pay up to 5.35% p.a. interest per month. Create up to 50 Savers that include features to support money management, like Pay Splitting and scheduled transfers.

## At a glance

- **Base rate:** 0%
- **Bonus rate:** 3.35% (conditions apply)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The interest rate that applies on overdrawn amounts. We may calculate interest on the overdrawn amount on a daily basis, and debit it to your account monthly for the UP Saver Account, until the overdrawn amount is repaid.) | 11.23% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | — | monthly |
| Bonus (Minimum purchases required · Withdrawal limit applies) | 3.35% | Combined Balance Limit $0–$250,000 | monthly |
| Bonus (Minimum purchases required) | 2% | — | monthly |
| Bonus (Minimum purchases required · Withdrawal limit applies) | 2% | Combined Balance Limit $250,000.01+ | monthly |

## Features

- **Digital banking**

## Eligibility

- **Minimum age** — 16 years

## More information from Up

- [Overview](https://up.com.au/saving)
- [Terms & conditions](https://up.com.au/product-terms/)
- [Eligibility](https://up.com.au/product-terms/#keyfeaturestable)
- [Fees & pricing](https://up.com.au/pricing/)

## Data provenance

- Published by Up under the Consumer Data Right
- Product ID: `up-saver`
- Last updated by the provider: 8 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/up/up-saver
- Provider page: https://www.cdrcompare.au/brands/up
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000113

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/up/products/up-saver) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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