---
title: "Virgin Money Boost Saver — Virgin Money"
description: "Transaction & Savings Accounts from Virgin Money. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/virgin-money/products/36906e88-5c03-ee11-8f6e-00224814d330
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-14T04:26:22Z
---

# Virgin Money Boost Saver — Virgin Money

> Transaction & Savings Accounts from Virgin Money. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Virgin Money Australia**

Your everyday Virgin Money Go Account comes perfectly bundled with a Boost Saver - our highest interest earning savings account - to help you smash your goals sooner.

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 4.15% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Virgin Money](https://application.virginmoney.com.au/virginmoney-form/bank-and-save/apply-now/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.05% | — | monthly |
| Bonus (Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money.) | 0.3% | Up to 250K | monthly |
| Bonus (Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money.) | 4.15% | Up to 250K; Up to 250K | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Paper Statement - International — Charged monthly · Charged for each paper statement that is required to be posted to an International Address. | Ongoing | $5.00 |
| Paper Statement - Domestic — Charged monthly · Charged for each paper statement that is required to be posted to an address in Australia. | Ongoing | $3.00 |
| Bank Cheque — Charged for each bank cheque that is produced and posted to an Australian address. | Event | $10.00 |
| Failed Transaction Dispute — Charged when a transaction dispute is unsuccessful. | Event | $15.00 |
| Internation ATM Withdrawal — Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal. | Withdrawal | $5.00 |
| International Balance Enquiry — Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM and should be displayed on the screen before proceeding with the withdrawal. | Enquiry | $2.00 |
| Direct Debit Dishonour — Charged for each direct debit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $0.00 |
| Manual Statement — Charged when you request a manual statement to be generated and emailed to you. All statements are available on the Virgin Money App and can be accessed for closed accounts. | Enquiry | $10.00 |
| BPAY,Pay Someone, Card Transactions — There is no fee charged by Virgin Money for performing a BPAY Payment, Pay Anyone or making a card transaction. Merchants may charge fee in respect of card transactions which should be advised to you at the time of making the transaction. | Payment | $0.00 |
| International Emergency Card Replacement — Charged when we courier a card to you internationally. | Replacement | $75.00 |
| Unclaimed Monies — Charged when the unclaimed monies process starts which is after 7 years of inactivity. | Other | $30.00 |
| Currency Conversion — Fee charged for any International Transaction which includes: any transaction made in a foreign currency; or when any transaction is processed outside of Australia (in Australian dollars or a foreign currency). It is calculated as a percentage of the Australian dollar equivalent. | Transaction | 2.5% of transaction |
| Domestic Emergency Card Replacement — Charged when we courier a card to you within Australia. | Replacement | $15.00 |
| Trace — Charged for each request to perform a trace on any transaction type. | Event | $20.00 |
| Domestic ATM Withdrawal — We don't charge a fee to withdraw cash, however a fee may be charged by the ATM Operator and should be displayed on the screen before proceeding with the withdrawal. Most major bank ATMs do not charge a fee, giving you access to over 10,000 ATMs across Australia. | Withdrawal | $0.00 |
| Electronic Transaction Error Correction Fee — Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the 'Pay Someone' functionality, or NPP transaction. | Event | $30.00 |
| Cash and Cheque Deposit — Charged for each cheque or cash deposit that is made into your account. | Deposit | $5.00 |
| Cheque Dishonour — Charged for each Cheque deposit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $10.00 |
| Monthly Account Keeping — Charged monthly · There are no monthly account keeping fees with our Virgin Money Deposit Accounts. | Ongoing | $0.00 |

## Features

- **The Boost Saver comes linked with our seriously rewarding Everyday Go Account. It's a debit card that rewards you with points on every purchase. Monthly Criteria and T&Cs apply.**
- **PayID** (Use your mobile number or email address to receive PayID payments)
- **Real-time payments (NPP)**
- **Unlimited transactions**
- **Digital banking**
- **Feel safe knowing your deposits are guaranteed up to $250,000 per customer by the Australian Government's Financial Claims Scheme**
- **Notifications** — Notifications (Get Clever insights and real-time alerts)
- **Earn an additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money. This feature may be suitable for savings you don't need to immediately access.**

## Eligibility

- **Minimum age** — 14 years (You must be at least 14 years of age to apply for a Virgin Money Boost Saver)
- **Residency status** — Australian resident (Australian resident)

## More information from Virgin Money

- [Overview](https://virginmoney.com.au/bank-and-save/accounts/boost-saver.html)
- [Terms & conditions](https://virginmoney.com.au/help-and-support/forms-and-important-information/bank-and-save)
- [Eligibility](https://virginmoney.com.au/help-and-support/forms-and-important-information/bank-and-save)
- [Fees & pricing](https://virginmoney.com.au/help-and-support/rates-and-fees/bank-and-save)

## Data provenance

- Published by Virgin Money under the Consumer Data Right
- Product ID: `36906e88-5c03-ee11-8f6e-00224814d330`
- Last updated by the provider: 14 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/virgin-money/36906e88-5c03-ee11-8f6e-00224814d330
- Provider page: https://www.cdrcompare.au/brands/virgin-money
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000245

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/virgin-money/products/36906e88-5c03-ee11-8f6e-00224814d330) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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