Virgin Australia Velocity Flyer Credit Card
Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky's the limit.
- Purchase rate
- 20.74%
- Annual fee
- $39.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer 25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only. 0% p.a. for 12 months on balance transfers. 3% balance transfer fee applies. | 0% | — | Promotional Balance Transfer Period 1–12 months |
| Balance transfer 0% p.a. for 24 months on balance transfers from approval. 3% balance transfer fee applies | 0% | — | Promotional Balance Transfer Period 1–24 months |
| Purchase Up to 44 days Interest free on retail purchases | 20.74% | — | — |
| Cash advance | 20.99% | — | — |
| Balance transfer Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | 20.99% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement Fee Charged monthly · For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances | Ongoing | $2.00 |
| Overlimit Fee Fee per statement period when your credit limit is exceeded | Event | $40.00 |
| Late Payment Fee 1 · Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | Late payment | $30.00 |
| Domestic Cash Advance above $100 Domestic cash withdrawals from your credit card. | Cash advance | 2.7% of transaction |
| Domestic Cash Advance below $100 Domestic cash withdrawals from your credit card. | Cash advance | $2.70 |
| International Cash Advance International cash withdrawals on your credit card | Cash advance | $5.00 |
Features
- Balance transfers
- Interest-free transfers — 12 months
- 0% p.a. for 12 months on balance transfers from approval. 3% balance transfer fee applies. Reverts to cash advance rate.
- Interest-free transfers — 24 months
- 0% p.a. for 24 months on balance transfers from approval. 3% balance transfer fee applies. Reverts to cash advance rate.
- Additional cards — up to 4
- $39 additional cardholder fee applies. Charged annually.
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
Eligibility
- Minimum income — $35,000.00 p.a.Minimum income required
- Minimum age — 18 yearsYou must be at least 18 years of age to apply for a credit card
- Residency status — Australian Citizen or permanent residentAustralian Citizen or permanent resident
Constraints
- Minimum limit — $6,000.00Minimum credit limit
More Information
Published by Virgin Money under the Consumer Data Right · Last updated 13 July 2026 · Product ID 76126e21-102c-ee11-9966-002248e1dc43 · View on CDR.gov.au · View Source Data (JSON)