Virgin Australia Velocity High Flyer Credit Card
If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. Earn Velocity Points on your everyday spend, plus enjoy exclusive flight benefits and a range of complimentary insurances. It's a seriously rewarding credit card. https://virginmoney.com.au/credit-card
- Purchase rate
- 20.74%
- Annual fee
- $89.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer 40,000 Bonus Velocity Points will be awarded for each month $3,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only. 0% p.a. for 24 months on balance transfers. 3% balance transfer fee applies. | 0% | — | Promotional Balance Transfer Period |
| Purchase | 20.74% | — | — |
| Cash advance | 20.99% | — | — |
| Balance transfer Balance Transfer rate reverts to the variable Annual Percentage Rate for Cash Advances at the end of promotional period. | 20.99% | — | Standard Balance Transfer Period |
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement Fee Charged monthly · For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances. | Ongoing | $2.00 |
| Overlimit Fee Fee per statement period when your credit limit is exceeded. | Event | $40.00 |
| Domestic Cash Advance below $100 Domestic cash withdrawals from your credit card. | Cash advance | $2.70 |
| Dishonour Fee Fee for each time a cheque or Direct Debit payment is dishonoured. | Dishonour | $15.00 |
| Additional Card Holder Fee Charged yearly · Fee charged for an additional card holder. | Ongoing | $89.00 |
| Late Payment Fee Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | Late payment | $30.00 |
Features
- Interest-free period — 44 days
- Up to 44 days on retail purchases. No interest free days apply to purchases while you have a balance transfer.
- Balance transfers
- Interest-free transfers — 24 months
- 0% p.a. for 24 months on balance transfers. 3% balance transfer fee applies. Reverts to cash advance rate.
- Additional cards — up to 4
- $89 additional cardholder fee applies. Charged annually.
- Digital wallet — Google Pay
- Digital wallet — Apple Pay
- Digital wallet — Samsung Pay
Eligibility
- Minimum income — $75,000.00 p.a.Minimum income required
- Residency status — Australian Citizen or permanent residentAustralian Citizen or permanent resident
- Minimum age — 18 yearsYou must be at least 18 years of age to apply for a credit card
Constraints
- Minimum limit — $15,000.00Minimum credit limit
More Information
Published by Virgin Money under the Consumer Data Right · Last updated 13 July 2026 · Product ID 9bf3781e-102c-ee11-9966-002248e1d7d5 · View on CDR.gov.au