--- title: "Virgin Money Go Account — Virgin Money" description: "Transaction & Savings Accounts from Virgin Money. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/virgin-money/products/cf176288-5c03-ee11-8f6e-00224814dce7 source: "CDR Compare" language: en-AU last_updated: 2026-08-10T01:32:52Z --- # Virgin Money Go Account — Virgin Money > Transaction & Savings Accounts from Virgin Money. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts · Virgin Money Australia** Bank like never before with a Virgin Money transaction account. Earn Virgin Money Points for how you spend and budget - with epic rewards all the way. ## Apply Applications are handled by the provider: [Apply at Virgin Money](https://application.virginmoney.com.au/virginmoney-form/bank-and-save/apply-now/) ## Fees | Fee | Type | Amount | | --- | --- | --- | | Paper Statement - Domestic — Charged monthly · Charged for each paper statement that is required to be posted to an address in Australia. | Ongoing | $3.00 | | Paper Statement - International — Charged monthly · Charged for each paper statement that is required to be posted to an International Address. | Ongoing | $5.00 | | International Emergency Card Replacement — Charged when we courier a card to you internationally. | Replacement | $75.00 | | Manual Statement — Charged when you request a manual statement to be generated and emailed to you. All statements are available on the Virgin Money App and can be accessed for closed accounts. | Enquiry | $10.00 | | BPAY,Pay Someone, Card Transactions — There is no fee charged by Virgin Money for performing a BPAY Payment, Pay Anyone or making a card transaction. Merchants may charge fee in respect of card transactions which should be advised to you at the time of making the transaction. | Payment | $0.00 | | Failed Transaction Dispute — Charged when a transaction dispute is unsuccessful. | Event | $15.00 | | Bank Cheque — Charged for each bank cheque that is produced and posted to an Australian address. | Event | $10.00 | | Currency Conversion — Fee charged for any International Transaction which includes: any transaction made in a foreign currency; or when any transaction is processed outside of Australia (in Australian dollars or a foreign currency). It is calculated as a percentage of the Australian dollar equivalent. | Transaction | 2.5% of transaction | | Cheque Dishonour — Charged for each Cheque deposit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $10.00 | | Monthly Account Keeping — Charged monthly · There are no monthly account keeping fees with our Virgin Money Deposit Accounts. | Ongoing | $0.00 | | International Balance Enquiry — Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM and should be displayed on the screen before proceeding with the withdrawal. | Enquiry | $2.00 | | Electronic Transaction Error Correction Fee — Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the 'Pay Someone' functionality, or NPP transaction. | Event | $30.00 | | Internation ATM Withdrawal — Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal. | Withdrawal | $5.00 | | Unclaimed Monies — Charged when the unclaimed monies process starts which is after 7 years of inactivity. | Other | $30.00 | | Cash and Cheque Deposit — Charged for each cheque or cash deposit that is made into your account. | Deposit | $5.00 | | Direct Debit Dishonour — Charged for each direct debit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $0.00 | | Domestic Emergency Card Replacement — Charged when we courier a card to you within Australia. | Replacement | $15.00 | | Domestic ATM Withdrawal — We don't charge a fee to withdraw cash, however a fee may be charged by the ATM Operator and should be displayed on the screen before proceeding with the withdrawal. Most major bank ATMs do not charge a fee, giving you access to over 10,000 ATMs across Australia. | Withdrawal | $0.00 | | Trace — Charged for each request to perform a trace on any transaction type. | Event | $20.00 | ## Features - **Bonus rewards** — 5000 (New customers will earn 5,000 Bonus Virgin Money Points when you meet the welcome offer criteria.) - **Your everyday Virgin Money Go Account comes perfectly paired with our high interest Virgin Money Boost Saver.** - **Real-time payments (NPP)** - **Bill payment (BPAY)** — BPAY - **Digital wallet** — Samsung Pay - **Loyalty program** — Virgin Money Rewards (Virgin Money Rewards is our all-new rewards program, available on Virgin Money transaction and savings accounts. It neatly bundles Virgin Money Points, epic perks and great experiences, all tailored to you. Whether you're spending big, saving hard, or simply building better money habits, we're all for recognising and rewarding you every day, not just someday.) - **Bonus rewards** — 8 (Get 8 Virgin Money points on every purchase, direct debit and BPAY payment when you meet the Monthly Criteria) - **Digital wallet** — Google Pay - **Easily track your spending and understand your money habits** - **Digital wallet** — Apple Pay - **Unlimited transactions** - **PayID** (Use your mobile number or email address to receive PayID payments) - **Notifications** — Notifications (Get Clever insights and real-time alerts) ## Eligibility - **Residency status** — Australian resident (Australian resident) - **Minimum age** — 14 years (You must be at least 14 years of age to apply for a Virgin Money Go Account) ## More information from Virgin Money - [Overview](https://virginmoney.com.au/bank-and-save/accounts/go-account.html) - [Terms & conditions](https://virginmoney.com.au/help-and-support/forms-and-important-information/bank-and-save) - [Eligibility](https://virginmoney.com.au/help-and-support/forms-and-important-information/bank-and-save) - [Fees & pricing](https://virginmoney.com.au/bank-and-save/rates-and-fees.html) ## Data provenance - Published by Virgin Money under the Consumer Data Right - Product ID: `cf176288-5c03-ee11-8f6e-00224814dce7` - Last updated by the provider: 10 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/virgin-money/cf176288-5c03-ee11-8f6e-00224814dce7 - Provider page: https://www.cdrcompare.au/brands/virgin-money - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000245 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/virgin-money/products/cf176288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. 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