---
title: "Chattel Mortgage with Volkswagen Choice - Guaranteed Future Value — Volkswagen Financial Services"
description: "Business Loans from Volkswagen Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/volkswagen-financial-services/products/1cf4539b-8c71-4c84-b19b-03905a2b1d3a
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-02T14:01:13Z
---

# Chattel Mortgage with Volkswagen Choice - Guaranteed Future Value — Volkswagen Financial Services

> Business Loans from Volkswagen Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Volkswagen Choice allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value^ of your car at the end of the term, subject to fair wear and tear guidelines. You can use Volkswagen Choice with a Consumer Loan or Chattel Mortgage finance product.

## At a glance

- **From:** 8.89% (Fixed)

## Apply

Applications are handled by the provider: [Apply at Volkswagen Financial Services](https://www.vwfs.com.au/personal-business-finance/business-finance.html)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 8.89% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee — N/A | Upfront | $590.00 |
| Payment Dishonour Fee — N/A | Dishonour | $35.00 |
| Default Notice Fee — Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee — Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee — N/A | Exit | $850.00 |

## Features

- **GUARANTEED_FUTURE_VALUE, End of term options: Trade in, Retain or Return. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200**

## Eligibility

- **Please refer to Volkswagen Financial Services for more information**

## Constraints

- **Subject to Agreed Kilometre and Reasonable Wear and Tear.**

## More information from Volkswagen Financial Services

- [Overview](https://www.vwfs.com.au/personal-business-finance/business-finance.html)
- [Terms & conditions](https://www.vwfs.com.au/personal-business-finance/business-finance.html)
- [Eligibility](https://www.vwfs.com.au/personal-business-finance/business-finance.html)
- [Fees & pricing](https://www.vwfs.com.au/personal-business-finance/business-finance.html)

## Data provenance

- Published by Volkswagen Financial Services under the Consumer Data Right
- Product ID: `1cf4539b-8c71-4c84-b19b-03905a2b1d3a`
- Last updated by the provider: 2 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/volkswagen-financial-services/1cf4539b-8c71-4c84-b19b-03905a2b1d3a
- Provider page: https://www.cdrcompare.au/brands/volkswagen-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/volkswagen-financial-services/products/1cf4539b-8c71-4c84-b19b-03905a2b1d3a) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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