Consumer Loan
Personal LoansNegotiable rates
A consumer loan is a straight forward option for people who use their cars for predominantly personal use. It allows you to borrow 100% of the funds needed to purchase a new car. You make regular repayments back to Volkswagen Financial Services to pay back the money you borrowed..
- From
- 8.91%
- 9.65% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 8.91% | 9.65% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee N/A | Upfront | $520.00 |
| Payment Dishonour Fee N/A | Dishonour | $35.00 |
| Default Notice Fee Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee N/A | Exit | $850.00 |
Features
- Deposit Contribution, Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200
Eligibility
- Please refer to Volkswagen Financial Services for more information
Constraints
- Please refer to Volkswagen Financial Services for more information
More Information
Published by Volkswagen Financial Services under the Consumer Data Right · Last updated 2 July 2026 · Product ID 3045f3b8-6367-4dec-a1e8-a19b0cf3dbfb · View Source Data (JSON)