---
title: "Consumer Loan — Volkswagen Financial Services"
description: "Personal Loans from Volkswagen Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/volkswagen-financial-services/products/3045f3b8-6367-4dec-a1e8-a19b0cf3dbfb
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-02T14:01:12Z
---

# Consumer Loan — Volkswagen Financial Services

> Personal Loans from Volkswagen Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates**

A consumer loan is a straight forward option for people who use their cars for predominantly personal use. It allows you to borrow 100% of the funds needed to purchase a new car. You make regular repayments back to Volkswagen Financial Services to pay back the money you borrowed..

## At a glance

- **From:** 8.91% (9.65% comparison)

## Apply

Applications are handled by the provider: [Apply at Volkswagen Financial Services](https://www.volkswagen.com.au/en/finance-insurance/personal-finance/consumer-loan.html)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 8.91% | 9.65% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee — N/A | Upfront | $520.00 |
| Payment Dishonour Fee — N/A | Dishonour | $35.00 |
| Default Notice Fee — Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee — Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee — N/A | Exit | $850.00 |

## Features

- **Deposit Contribution, Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200**

## Eligibility

- **Please refer to Volkswagen Financial Services for more information**

## Constraints

- **Please refer to Volkswagen Financial Services for more information**

## More information from Volkswagen Financial Services

- [Overview](https://www.volkswagen.com.au/en/finance-insurance/personal-finance/consumer-loan.html)
- [Terms & conditions](https://www.volkswagen.com.au/en/finance-insurance/personal-finance/consumer-loan.html)
- [Eligibility](https://www.volkswagen.com.au/en/finance-insurance/personal-finance/consumer-loan.html)
- [Fees & pricing](https://www.volkswagen.com.au/en/finance-insurance/personal-finance/consumer-loan.html)

## Data provenance

- Published by Volkswagen Financial Services under the Consumer Data Right
- Product ID: `3045f3b8-6367-4dec-a1e8-a19b0cf3dbfb`
- Last updated by the provider: 2 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/volkswagen-financial-services/3045f3b8-6367-4dec-a1e8-a19b0cf3dbfb
- Provider page: https://www.cdrcompare.au/brands/volkswagen-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/volkswagen-financial-services/products/3045f3b8-6367-4dec-a1e8-a19b0cf3dbfb) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)