Consumer Loan with Volkswagen Choice - Guaranteed Future Value
Personal LoansNegotiable rates
Volkswagen Choice allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Volkswagen Choice with a Consumer Loan or Chattel Mortgage finance product.
- From
- 8.91%
- 9.65% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 8.91% | 9.65% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $520.00 |
| Payment Dishonour Fee | Dishonour | $35.00 |
| Default Notice Fee | Late payment | $35.00 |
| Late Payment Fee | Late payment | $35.00 |
| Early Termination Fee | Exit | $35.00 |
Features
- End of term options: Trade in, Retain or Return. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200
Eligibility
- Please refer to Volkswagen Financial Services for more information
Constraints
- Subject to Agreed Kilometre and Reasonable Wear and Tear.
More Information
Published by Volkswagen Financial Services under the Consumer Data Right · Last updated 2 July 2026 · Product ID 9335e168-026a-4394-848d-c2df52e8e86c