Consumer Loan
Personal LoansNegotiable rates
Consumer Loan is a convenient and flexible option for people who use their cars for predominantly, personal use. It allows you to borrow up to 100% of the funds needed to purchase a new car. You make regular repayments back to Volvo Car Financial Services to pay back the money you borrowed.
- From
- 8.62%
- 9.35% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 8.62% | 9.35% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee N/A | Upfront | $520.00 |
| Payment Dishonour Fee N/A | Dishonour | $35.00 |
| Default Notice Fee Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee N/A | Exit | $850.00 |
Features
- Deposit Contribution , Balloon, Refinance, Additional Repayments. Also Early Termination Fee is $850 if paid out within 12 months , then reducing evenly each month to $200
Eligibility
- Please refer to Volvo Car Financial Services for more information
Constraints
- Please refer to Volvo Car Financial Services for more information
More Information
Published by Volvo Car Financial Services under the Consumer Data Right · Last updated 2 July 2026 · Product ID 30cae6c7-eb6b-4621-ac9c-d0422ff02c23 · View Source Data (JSON)