---
title: "Consumer Loan — Volvo Car Financial Services"
description: "Personal Loans from Volvo Car Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/volvo-car-financial-services/products/30cae6c7-eb6b-4621-ac9c-d0422ff02c23
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-02T14:01:17Z
---

# Consumer Loan — Volvo Car Financial Services

> Personal Loans from Volvo Car Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates**

Consumer Loan is a convenient and flexible option for people who use their cars for predominantly, personal use. It allows you to borrow up to 100% of the funds needed to purchase a new car. You make regular repayments back to Volvo Car Financial Services to pay back the money you borrowed.

## At a glance

- **From:** 8.62% (9.35% comparison)

## Apply

Applications are handled by the provider: [Apply at Volvo Car Financial Services](https://www.volvocars.com/au/l/financial-services/personal/consumer-loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 5 years | 8.62% | 9.35% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee — N/A | Upfront | $520.00 |
| Payment Dishonour Fee — N/A | Dishonour | $35.00 |
| Default Notice Fee — Applies for 21 days | Late payment | $35.00 |
| Late Payment Fee — Applies for 21 days | Late payment | $35.00 |
| Early Termination Fee — N/A | Exit | $850.00 |

## Features

- **Deposit Contribution , Balloon, Refinance, Additional Repayments.   Also Early Termination Fee is $850 if paid out within 12 months , then reducing evenly each month to $200**

## Eligibility

- **Please refer to Volvo Car Financial Services for more information**

## Constraints

- **Please refer to Volvo Car Financial Services for more information**

## More information from Volvo Car Financial Services

- [Overview](https://www.volvocars.com/au/l/financial-services/personal/consumer-loan/)
- [Terms & conditions](https://www.volvocars.com/au/l/financial-services/personal/consumer-loan/)
- [Eligibility](https://www.volvocars.com/au/l/financial-services/personal/consumer-loan/)
- [Fees & pricing](https://www.volvocars.com/au/l/financial-services/personal/consumer-loan/)

## Data provenance

- Published by Volvo Car Financial Services under the Consumer Data Right
- Product ID: `30cae6c7-eb6b-4621-ac9c-d0422ff02c23`
- Last updated by the provider: 2 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/volvo-car-financial-services/30cae6c7-eb6b-4621-ac9c-d0422ff02c23
- Provider page: https://www.cdrcompare.au/brands/volvo-car-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/volvo-car-financial-services/products/30cae6c7-eb6b-4621-ac9c-d0422ff02c23) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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