--- title: "Westpac products" description: "Every Westpac product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/westpac source: "CDR Compare" language: en-AU last_updated: 2026-08-03T01:12:10Z --- # Westpac products > Every Westpac product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 64 products Westpac is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Westpac. ## Transaction & Savings Accounts (17) Everyday banking and savings accounts. - [Westpac eSaver](https://www.cdrcompare.au/brands/westpac/products/SavESaver) — Westpac eSaver makes saving a breeze. You?ll get an introductory interest rate and online access to your money whenever you need it. - [Bump Savings](https://www.cdrcompare.au/brands/westpac/products/SavBump) — The trick to saving is to start early. With a Westpac Bump kids savings account, get the money-growing habits you need. - [Westpac Life](https://www.cdrcompare.au/brands/westpac/products/SavLife) — Westpac Life is a flexible savings account that supports your savings goals. - [Westpac Choice for migrants](https://www.cdrcompare.au/brands/westpac/products/TrChoiceMigrant) — A Westpac Choice everyday bank account for people who have arrived in Australia in the last 12 months. - [Youth Bank Account and Debit Card](https://www.cdrcompare.au/brands/westpac/products/TrChoiceYouth) — Get a head start with a Westpac Choice Youth account. A simple-to-use kids bank account with a debit card that will grow up with you. - [Westpac Choice](https://www.cdrcompare.au/brands/westpac/products/TrChoice) — Westpac Choice is our most popular account. A simple-to-use everyday bank account. - [Bank account with debit card for Students and young adults ](https://www.cdrcompare.au/brands/westpac/products/TrChoiceStudent) — An everyday account packed with features so you can bank your way with ease. - [Westpac 55+ and Retired](https://www.cdrcompare.au/brands/westpac/products/TrChoice55) — The best of both worlds for retirees 55 and over. An everyday account with a debit card that gives you interest like a savings account. - [Westpac Choice for concession holders](https://www.cdrcompare.au/brands/westpac/products/TrChoiceConcession) — An everyday bank account with debit card and no monthly fees. For customers who hold a Concession or Health Care card, receive benefit payments, or low or no income earners. - [Business Cash Reserve Savings](https://www.cdrcompare.au/brands/westpac/products/SavBusCashRes) — Earn interest on your collected GST and access your funds anytime you need them with our most popular business online savings account - [Community Solutions Cash Reserve](https://www.cdrcompare.au/brands/westpac/products/SavComSolCashRes) — Earn interest on your surplus funds and access your funds anytime you need them. - [Business Premium Cash Reserve](https://www.cdrcompare.au/brands/westpac/products/TrBusPremiumCashReserve) — An online savings account designed for those who wish to earn a higher rate of interest on their investments having convenient access to funds via Telephone Banking or Online Banking. The Business Premium Cash Reserve has certain qualifying criteria. - [Business One ](https://www.cdrcompare.au/brands/westpac/products/TrBusOne) — No Monthly Fee Business Account - [Business One - Plus](https://www.cdrcompare.au/brands/westpac/products/TrBusOnePlus) — Feature rich everyday business account. Choose this account if you bank online, on mobile, and occasionally in branch. - [Business One - Negotiator Plan ](https://www.cdrcompare.au/brands/westpac/products/TrBusOneNegotiatorPlan) — An integrated business product designed to meet all your cash flow requirements. The negotiator plan has certain qualifying criteria and is only available to relationship managed customers. - [Community Solutions One](https://www.cdrcompare.au/brands/westpac/products/TrComSolOne) — Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits. - [Cash Investment Account](https://www.cdrcompare.au/brands/westpac/products/WestpacCashInvestmentAcc) — The Westpac Cash Investment Account has been designed with Westpac share investors in mind by offering access to low brokerage, competitive interest rates, convenient features and seamless trade settlements. ## Term Deposits (4) Fixed-term savings with locked-in rates. - [Business Term Deposit](https://www.cdrcompare.au/brands/westpac/products/TDBusTermDeposit) — A Westpac Business Term Deposit invest surplus funds for a fixed term and enjoy the certainty of a guaranteed return. - [Term Deposit](https://www.cdrcompare.au/brands/westpac/products/TDTermDeposit) — Term Deposit Fixed Rate Savings. After a fixed return on your investment? Open or renew a Term Deposit now online or in-branch. - [Farm Management Deposit account](https://www.cdrcompare.au/brands/westpac/products/FarmManagementDepositAccount) — The FMD scheme is a government initiative that helps farmers save money during good years. This money can be used later in tough times to help keep their income. - [Foreign Currency Term Deposit](https://www.cdrcompare.au/brands/westpac/products/TDForeignCurrencyTermDeposit) — A Foreign Currency Term Deposit (FCTD) is a type of term deposit product that allows you to invest foreign currency with Westpac for a fixed term. Westpac pays you interest at a fixed interest rate for the duration of the Foreign Currency Term Deposit. ## Home Loans (11) Residential mortgages for owner-occupiers and investors. - [Sustainable Upgrades Investment Loan](https://www.cdrcompare.au/brands/westpac/products/HLSustainableUpgradesInvestment) — Looking to make energy?efficient or climate?resilient upgrades? Our Sustainable Upgrades home or investment loan is an additional loan secured against your property, with a cool rate to help you get started. - [Premium Options Home Loan](https://www.cdrcompare.au/brands/westpac/products/HLPremiumOptionHomeloan) — A variable rate home loan which gives flexibility and a choice of different payment options for owner occupied or personal purposes. - [Sustainable Upgrades Home Loan](https://www.cdrcompare.au/brands/westpac/products/HLSustainableUpgradesOwnersOccupied) — Looking to make energy?efficient or climate?resilient upgrades? Our Sustainable Upgrades home or investment loan is an additional loan secured against your property, with a cool rate to help you get started. - [Rocket Loan : Variable Home Loan with Offset (Owner Occupied)](https://www.cdrcompare.au/brands/westpac/products/HLVariableOffsetOwnerOccupied) — You could save on home loan interest with up to 10 offset accounts, and unlimited extra repayments. - [Bridging Home Loan](https://www.cdrcompare.au/brands/westpac/products/HLBridgingOption) — Apart from buying an existing property, bridging loans are also an option if you want to stay in your current property while you build a new property. It saves you the hassle of selling your property and renting somewhere short-term, not to mention having to pay for the costs of moving twice. - [Rocket Loan : Variable Home Loan with Offset (Investor)](https://www.cdrcompare.au/brands/westpac/products/HLVariableOffsetInvestment) — You could save on home loan interest with up to 10 offset accounts, and unlimited extra repayments. - [Flexi First : Our lowest online variable home loan rate (Investor)](https://www.cdrcompare.au/brands/westpac/products/HLVariableFlexiInvestment) — Your double you gives you a discounted basic variable home loan rate. - [Variable Rate Investment Property Loan](https://www.cdrcompare.au/brands/westpac/products/HLVariableInvestment) — A variable rate loan which gives flexibility and a choice of different payment options for investment or business purposes. - [Fixed Rate Home Loan](https://www.cdrcompare.au/brands/westpac/products/HLFixed) — Choose a Fixed Options home loan with terms from 1 to 5 years and lock in certainty. Get a guaranteed interest rate and set repayments over your fixed term - [Flexi First : Our lowest online variable home loan rate (Owner Occupied)](https://www.cdrcompare.au/brands/westpac/products/HLVariableFlexiOwnerOccupied) — Your double you gives you a discounted basic variable home loan rate. - [Flexi First Option Home Loan - Veterans](https://www.cdrcompare.au/brands/westpac/products/HLDefenceService) — A low variable rate loan to support eligible ?Veterans? with purchasing, constructing or refinancing a home, for owner occupied purposed only. ## Credit & Charge Cards (13) Credit and charge cards. - [Altitude Velocity Black](https://www.cdrcompare.au/brands/westpac/products/CCAltBlackVelocity) — Our premier Velocity credit card gets you our highest Velocity Points earn rate as well as complimentary airport lounge access, seat upgrades, insurances and concierge. - [Westpac Lite Card](https://www.cdrcompare.au/brands/westpac/products/CCLite) — Our Lite credit card has 0% foreign transaction fee, a lower purchase rate and lower monthly fee - designed for all things international. - [Altitude Rewards Platinum](https://www.cdrcompare.au/brands/westpac/products/CCAltPlatRewards) — Enjoy Platinum Card benefits and the flexibility of Altitude Rewards. Choose from gift cards, merchandise or our unique 'Pay with Points? feature. - [Altitude Qantas Black](https://www.cdrcompare.au/brands/westpac/products/CCAltBlackQantas) — Our premier Qantas credit card gets you a high Qantas Points earn rate as well as complimentary airport lounge access, insurances and concierge. - [Altitude Black Rewards World Mastercard](https://www.cdrcompare.au/brands/westpac/products/CCAltBlackRewards) — Our premium Altitude Rewards credit card gets you our highest Points earn rate, flexibility in how you redeem with Pay with Points, complimentary airport lounge access, insurances and more. - [Low Rate Card](https://www.cdrcompare.au/brands/westpac/products/CCLowRate) — Our Low Rate Card provides a lower interest rate on purchases, plus a lower monthly card fee to help reduce your credit card costs. - [Low Fee Card](https://www.cdrcompare.au/brands/westpac/products/CCLowFee) — A simple credit card with no annual card fee ($5k p.a. minimum spend applies) and up to 55 days interest?free on purchases. - [Altitude Qantas Platinum](https://www.cdrcompare.au/brands/westpac/products/CCAltPlatQantas) — Earn Qantas Points directly to your Qantas Frequent Flyer account and enjoy Platinum credit card benefits. - [Altitude Velocity Platinum](https://www.cdrcompare.au/brands/westpac/products/CCAltPlatVelocity) — Earn Velocity Points directly into your Velocity Frequent Flyer account and enjoy Platinum credit card benefits. - [BusinessChoice Rewards Platinum](https://www.cdrcompare.au/brands/westpac/products/CCBusChoiceRewardsPlat) — Receive Qantas Points for eligible purchases and tax payments, plus complimentary extended insurance. - [BusinessChoice Everyday](https://www.cdrcompare.au/brands/westpac/products/CCBusLowRate) — Keep all your everyday business purchase records in one place, with a BusinessChoice Everyday. - [Altitude Business Gold](https://www.cdrcompare.au/brands/westpac/products/CCAltBusGold) — Receive flexible rewards points for eligible purchases and tax payments, plus complimentary insurance. - [Altitude Business Platinum](https://www.cdrcompare.au/brands/westpac/products/CCAltBusPlat) — Get uncapped rewards points for eligible purchases and tax payments, plus complimentary extended insurance. ## Personal Loans (3) Unsecured and secured personal lending. - [Flexi Loan](https://www.cdrcompare.au/brands/westpac/products/PLFlexi) — Big plans? Sudden bills? Apply once to get up to $50,000. Keep interest low by drawing only what you need, when you need it. - [Unsecured Personal Loan](https://www.cdrcompare.au/brands/westpac/products/PLUnsecured) — Whether consolidating your debt or renovating your home, our Unsecured Personal Loan could help. See what personalised rate you could get. - [Car Loan](https://www.cdrcompare.au/brands/westpac/products/PLCar) — Looking for your next car? Let?s get you moving. Apply online and you could be driving off in no time. ## Business Loans (6) Lending for businesses of all sizes. - [Insurance Premium Finance](https://www.cdrcompare.au/brands/westpac/products/InsurancePremiumFinance) — Short-term finance to spread your yearly business insurance premiums across monthly instalments. - [Secured Business Loan](https://www.cdrcompare.au/brands/westpac/products/SecuredBusinessLoan) — Flexible loan solutions and competitive interest rates for businesses big and small. - [Commercial Loan](https://www.cdrcompare.au/brands/westpac/products/WestpacCommercialLoan) — The Westpac Equipment Finance Goods Loan finances the purchase of equipment and allows the customer to own the asset from the beginning of the term, without tying up valuable working capital. - [Commercial Hire Purchase](https://www.cdrcompare.au/brands/westpac/products/WestpacCommercialHirePurchase) — The Hire Purchase allows customers to acquire business assets without tying up valuable working capital. Westpac (the 'owner') purchases the asset at the customer?s request gives the customer (the 'hirer') possession and use of an asset in return for regular payments until repaid. - [Bank Bill Business Loan](https://www.cdrcompare.au/brands/westpac/products/BankBillBusinessLoan) — For business loans from $250K with cash flow-friendly repayment options to help assist with acquisitions, capital investment or refinancing. - [Unsecured Business Loan](https://www.cdrcompare.au/brands/westpac/products/UnsecuredBusinessLoan) — Find out how you could get an unsecured loan for up to $250k to grow your business without using assets to secure the loan ## Overdrafts (2) Linked credit facilities on transaction accounts. - [Unsecured Business Overdraft](https://www.cdrcompare.au/brands/westpac/products/UnsecuredBusinessOverdraft) — Now it's quick and easy to apply for unsecured funds to expand your business. - [Business Overdraft](https://www.cdrcompare.au/brands/westpac/products/BusinessOverdraft) — Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you?re paid. ## Leases (2) Asset and equipment leasing. - [Novated Lease](https://www.cdrcompare.au/brands/westpac/products/WestpacNovatedLease) — Discover the benefits of paying for a new or used car via salary sacrifice. - [Finance Lease](https://www.cdrcompare.au/brands/westpac/products/WestpacFinanceLease) — With Finance lease we purchase the asset at your request and rent it to you for an agreed period. We own the asset and you rent it from us. ## Margin Loans (3) Loans for investing in shares and managed funds. - [Westpac Online Investment Loan](https://www.cdrcompare.au/brands/westpac/products/MLOnlineInvestmentLoan) — A Westpac Online Investment Loan is a margin loan which allows you to borrow money to invest in shares and managed funds, using your own money or existing portfolio as security. - [Margin Lending](https://www.cdrcompare.au/brands/westpac/products/WestpacMarginLending) — A Westpac Margin Loan may help you make the most of your money by using gearing to leverage your equities exposure. - [Absolute Investment Loan](https://www.cdrcompare.au/brands/westpac/products/WestpacAbsoluteInvestmentLoan) — The Westpac Absolute Investment Loan has potential to magnify your investment returns with up to 80% gearing. ## Regulated Trust Accounts (3) Trust accounts held under regulatory requirements. - [Retention Trust Account](https://www.cdrcompare.au/brands/westpac/products/RetentionTrustAccount) — A Retention Trust Account must be opened when the construction contract includes a requirement to hold cash retention amounts. It?s used to hold cash retention amounts for eligible contracts until payments to contractors are made. You can have one or more Retention Trust Accounts for your eligible contracts. - [Project Trust Account](https://www.cdrcompare.au/brands/westpac/products/ProjectTrustAccount) — Project Trust Accounts are designed for construction projects in Queensland, to help you comply with your banking requirements under the Building Industry Fairness (Security of Payment) Act 2017. An account must be opened for each project trust to receive payments made under the construction contract, and to pay contractors. - [Statutory Trust account](https://www.cdrcompare.au/brands/westpac/products/StatutoryTrustAccount) — Our Statutory Trust Accounts help you comply with statutory requirements. ## Data provenance - Data published by Westpac under the Consumer Data Right - ABN 33007457141 - CDR Register entry updated: 3 August 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000002 - Provider Product Reference Data endpoint: https://digital-api.westpac.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/westpac) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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