Altitude Business Platinum
Get uncapped rewards points for eligible purchases and tax payments, plus complimentary extended insurance.
- Purchase rate
- 20.24%
- Annual fee
- $200.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Interest on purchases · Charged to purchase balances where full closing balance is not paid by due date | 20.24% | — | — |
| Cash advance Interest on cash advances · Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) | 20.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Card Fee Charged yearly · Per account.
| Ongoing | $200.00 |
| Foreign Transaction Fee Payable as a percentage of the Australian dollar value of any foreign transaction. Applies for transactions in a foreign currency, or in Australian dollars but processed by an overseas merchant or financial institution. Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. | Transaction | 3% of transaction |
| Cash Advance Fee | Cash advance | 3% of transaction |
| Missed Payment Fee $15.00 once per statement period if your credit card account was opened before 21 November 2021. No Missed Payment fee will be charged for business credit card accounts opened on or after 22 November 2021. May be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the missed payment charge will be debited to your account. | Late payment | $0.00 |
| Account Keeping Fee Charged monthly | Ongoing | $0.00 |
Features
- Additional cards — up to 1
- With our Altitude Business Platinum credit card, request one additional cardholder and we?ll waive the annual card fee for the additional cardholder each year. The primary cardholder is liable for all transactions on the additional card as well as their own card.
- Interest-free period — 55 days
- Up to 55 interest free days on purchases when you pay off your closing balance in full by the due date shown on your statement each month.
- Personal Concierge Service: Priority access, upgrades, savings with dedicated expert support 24/7. Find out more
- Digital wallet — Garmin Pay
- Tap and pay quickly and easily using Garmin Pay.
- Digital wallet — Apple Pay
- Tap and pay quickly and easily using Apple Pay.
- Digital wallet — Google Pay
- Tap and pay quickly and easily using Google Pay.
Eligibility
- Minimum age — 18 years18+ years old
- Residency status — Primary applicant must be a permanent resident or Australian citizen
- Business customersYour Business must be registered in Australia
- Business customersYou have a minimum 2 years experience in the same or similar business
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $150,000.00
More Information
Published by Westpac under the Consumer Data Right · Last updated 8 July 2026 · Product ID CCAltBusPlat · View on CDR.gov.au