Fixed Rate Home Loan

Choose a Fixed Options home loan with terms from 1 to 5 years and lock in certainty. Get a guaranteed interest rate and set repayments over your fixed term.

From (owner occupied): 6.34%; 6.76% comparison

Apply at Westpac

Interest Rates

Owner occupied — Principal & interest

Type	Rate	Comparison	Applies To
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply. For Government's home guarantee scheme-backed loans, maximum LVR may differ.	6.34%	6.76%	LVR up to 70.00%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply. For Government's home guarantee scheme-backed loans, maximum LVR may differ.	6.44%	6.77%	LVR up to 70.00%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply. For Government's home guarantee scheme-backed loans, maximum LVR may differ.	6.44%	6.85%	LVR 70% up to 80%
Fixed · 2 years

Fees

Fee	Type	Amount
Annual Package Fee Charged yearly · For customers opting for Premier Advantage Package	Ongoing	$395.00
Lending Establishment Fee −$600.00 — This fee is waived for customers that have Premier Advantage Package (other fees apply)	Upfront	$600.00
Monthly Loan Account Fee Charged monthly −$8.00 — This fee is waived for customers that have Premier Advantage Package (other fees apply)	Ongoing	$8.00
Fixed Rate - Lock-In Fee 0.10% of loan amount for new lending 0.10% for refixes. Rate lock is not available for progress draw loans under the construction option.	Event	0.1% of balance
Lenders Mortgage Insurance Premium If your deposit is less than 20% then Lenders Mortgage Insurance is usually required. There may be other circumstances where Lenders Mortgage Insurance is also required. As Lenders Mortgage Insurance reduces bank's risk as a lender when providing a home loan, you may be able to apply for a home loan and get into your home sooner, with a lower deposit. Lenders Mortgage Insurance insures bank for any shortfall in the event that you default on your loan and if the proceeds from the property sale are not enough to pay off the loan in full. The cost of Lenders Mortgage Insurance is calculated as a percentage of the loan amount. The percentage applied will vary depending on a number of factors. Please speak to your lender if you would like to understand this process in more detail. The cost of Lenders Mortgage Insurance premium is passed on to you. We do not receive a commission on Lenders Mortgage Insurance.

Features

Peace of mind - Fixing your home loan, means you?ll have greater certainty. You can lock in the same rate and repayments from 1-5 years.
Discounts on other products — Handy loan options - You can choose to lock in today?s rate (fee applies), package and save for a $395 package fee or split your loan. Eligibility criteria, T&Cs apply.
Redraw facility: Prepay or redraw - Repay weekly, fortnightly or monthly. Plus, prepay or redraw up to $30,000 during your fixed term, with no break costs.
Split loan option
Keep your loan - Selling and buying a new home? Take your loan and rate with you and pay no break costs. Conditions apply.
The product includes a combination loan feature.
The product provides options which includes repayment holiday, portability, progressive drawdown, parental guarantee and lenders mortgage insurance.

Eligibility

Minimum age — 18 years18+ years old
Residency status — An Australian citizen or permanent resident
Employment status — Employed or self-employed
Individuals, Companies, Discretionary or Family Trusts (Individual or non-individual trustees)

Constraints

Minimum LVR — 0%
Maximum LVR — 95%
Minimum limit — $15,000.00The minimum amount financed is $15,000
Maximum repayment term 30 years
Loan Maximum - interest only period 10 years

More Information

Published by Westpac under the Consumer Data Right · Last updated 13 July 2026 · Product ID HLFixed · View on CDR.gov.au

Type	Rate	Comparison	Applies To
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.69%	6.81%	LVR up to 70%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.79%	6.8%	LVR up to 70%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.79%	6.91%	LVR 70% up to 80%
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.89%	8.47%	LVR up to 70%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.89%	6.89%	LVR up to 70%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.89%	6.9%	LVR 70% up to 80%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.99%	8.67%	LVR up to 70%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	6.99%	8.57%	LVR 70% up to 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.99%	6.99%	LVR 70% up to 80%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.09%	8.37%	LVR up to 70%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.09%	7%	LVR up to 70%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.09%	7.04%	LVR up to 70%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.09%	8.77%	LVR 70% up to 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.19%	8.47%	LVR 70% up to 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.19%	7.1%	LVR 70% up to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.19%	7.14%	LVR 70% up to 80%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.29%	8.31%	LVR up to 70%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.29%	8.21%	LVR up to 70%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.39%	8.41%	LVR 70% up to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.39%	8.31%	LVR 70% up to 80%

Type

Rate

Comparison

Applies To

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.69%

6.81%

LVR up to 70%

Fixed · 1 year

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.79%

6.8%

LVR up to 70%

Fixed · 2 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.79%

6.91%

LVR 70% up to 80%

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.89%

8.47%

LVR up to 70%

Fixed · 3 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.89%

LVR up to 70%

Fixed · 1 year

6.89%

6.9%

LVR 70% up to 80%

Fixed · 1 year

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.99%

8.67%

LVR up to 70%

Fixed · 2 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

6.99%

8.57%

LVR 70% up to 80%

Fixed · 3 years

6.99%

LVR 70% up to 80%

Fixed · 3 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.09%

8.37%

LVR up to 70%

Fixed · 4 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

7.09%

LVR up to 70%

Fixed · 5 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

7.09%

7.04%

LVR up to 70%

Fixed · 1 year

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.09%

8.77%

LVR 70% up to 80%

Fixed · 3 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.19%

8.47%

LVR 70% up to 80%

Fixed · 4 years

7.19%

7.1%

LVR 70% up to 80%

Fixed · 5 years

7.19%

7.14%

LVR 70% up to 80%

Fixed · 4 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.29%

8.31%

LVR up to 70%

Fixed · 5 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.29%

8.21%

LVR up to 70%

Fixed · 4 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.39%

8.41%

LVR 70% up to 80%

Fixed · 5 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.39%

8.31%

LVR 70% up to 80%

Type	Rate	Comparison	Applies To
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.44%	6.93%	LVR up to 70.00%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.54%	6.96%	LVR up to 70.00%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.54%	7.03%	LVR 70% up to 80%
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.64%	8.84%	LVR up to 70.00%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.64%	6.98%	LVR up to 70.00%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.64%	7.06%	LVR 70% up to 80%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.74%	9.12%	LVR up to 70.00%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	6.74%	8.94%	LVR 70% up to 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.74%	7.08%	LVR 70% up to 80%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.84%	8.66%	LVR up to 70.00%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.06%	LVR up to 70.00%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.07%	LVR up to 70.00%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	6.84%	9.22%	LVR 70% up to 80%
Fixed · 2 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.33%	LVR above 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	6.94%	8.76%	LVR 70% up to 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.15%	LVR 70% up to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.17%	LVR 70% up to 80%
Fixed · 1 year An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.35%	LVR above 80%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.04%	8.54%	LVR up to 70.00%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.04%	8.37%	LVR up to 70.00%
Fixed · 2 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.	7.04%	9.23%	LVR above 80%
Fixed · 3 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.04%	7.37%	LVR above 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.14%	8.63%	LVR 70% up to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.14%	8.47%	LVR 70% up to 80%
Fixed · 1 year An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.	7.14%	9.52%	LVR above 80%
Fixed · 3 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.	7.24%	9.05%	LVR above 80%
Fixed · 4 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.24%	7.45%	LVR above 80%
Fixed · 5 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.24%	7.47%	LVR above 80%
Fixed · 4 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.	7.44%	8.92%	LVR above 80%
Fixed · 5 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.	7.44%	8.76%	LVR above 80%

Type

Rate

Comparison

Applies To

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.44%

6.93%

LVR up to 70.00%

Fixed · 1 year

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.54%

6.96%

LVR up to 70.00%

Fixed · 2 years

6.54%

7.03%

LVR 70% up to 80%

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.64%

8.84%

LVR up to 70.00%

Fixed · 3 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.64%

6.98%

LVR up to 70.00%

Fixed · 1 year

6.64%

7.06%

LVR 70% up to 80%

Fixed · 1 year

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.74%

9.12%

LVR up to 70.00%

Fixed · 2 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

6.74%

8.94%

LVR 70% up to 80%

Fixed · 3 years

6.74%

7.08%

LVR 70% up to 80%

Fixed · 3 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.84%

8.66%

LVR up to 70.00%

Fixed · 4 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.84%

7.06%

LVR up to 70.00%

Fixed · 5 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.84%

7.07%

LVR up to 70.00%

Fixed · 1 year

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

6.84%

9.22%

LVR 70% up to 80%

Fixed · 2 years

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.84%

7.33%

LVR above 80%

Fixed · 3 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

6.94%

8.76%

LVR 70% up to 80%

Fixed · 4 years

6.94%

7.15%

LVR 70% up to 80%

Fixed · 5 years

6.94%

7.17%

LVR 70% up to 80%

Fixed · 1 year

6.94%

7.35%

LVR above 80%

Fixed · 4 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.04%

8.54%

LVR up to 70.00%

Fixed · 5 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.04%

8.37%

LVR up to 70.00%

Fixed · 2 years

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.

7.04%

9.23%

LVR above 80%

Fixed · 3 years

7.04%

7.37%

LVR above 80%

Fixed · 4 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.14%

8.63%

LVR 70% up to 80%

Fixed · 5 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.14%

8.47%

LVR 70% up to 80%

Fixed · 1 year

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.

7.14%

9.52%

LVR above 80%

Fixed · 3 years

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.

7.24%

9.05%

LVR above 80%

Fixed · 4 years

7.24%

7.45%

LVR above 80%

Fixed · 5 years

7.24%

7.47%

LVR above 80%

Fixed · 4 years

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.

7.44%

8.92%

LVR above 80%

Fixed · 5 years

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation.

7.44%

8.76%

LVR above 80%

Type	Rate	Comparison	Applies To
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.34%	6.95%	LVR up to 70%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.44%	6.97%	LVR up to 70%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.44%	7.05%	LVR above 70% to 80%
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.54%	6.94%	LVR up to 70%
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.54%	8.89%	LVR up to 70%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.54%	7%	LVR up to 70%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.54%	7.07%	LVR above 70% to 80%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.64%	6.96%	LVR up to 70%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.64%	7.04%	LVR 70% up to 80%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.64%	9.15%	LVR up to 70%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.64%	8.99%	LVR above 70% to 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.64%	7.11%	LVR above 70% to 80%
Fixed · 2 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.74%	8.86%	LVR up to 70%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.74%	6.99%	LVR up to 70%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.74%	7.06%	LVR 70% up to 80%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.74%	8.73%	LVR up to 70%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.74%	7.09%	LVR up to 70%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.74%	7.12%	LVR up to 70%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.74%	9.25%	LVR above 70% to 80%
Fixed · 2 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.74%	7.35%	LVR above 80%
Fixed · 1 year The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.84%	9.13%	LVR up to 70%
Fixed · 2 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	6.84%	8.96%	LVR 70% up to 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.09%	LVR 70% up to 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.84%	8.83%	LVR above 70% to 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.19%	LVR above 70% to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.22%	LVR above 70% to 80%
Fixed · 1 year An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.84%	7.37%	LVR above 80%
Fixed · 3 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	6.94%	8.7%	LVR up to 70%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.07%	LVR up to 70%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.09%	LVR up to 70%
Fixed · 1 year Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	6.94%	9.23%	LVR 70% up to 80%
Fixed · 2 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.34%	LVR above 80%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.94%	8.63%	LVR up to 70%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.94%	8.49%	LVR up to 70%
Fixed · 2 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	6.94%	9.29%	LVR above 80%
Fixed · 3 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	6.94%	7.41%	LVR above 80%
Fixed · 3 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.04%	8.79%	LVR 70% up to 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.04%	7.17%	LVR 70% up to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.04%	7.19%	LVR 70% up to 80%
Fixed · 1 year There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.04%	7.36%	LVR above 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	7.04%	8.74%	LVR above 70% to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	7.04%	8.59%	LVR above 70% to 80%
Fixed · 1 year An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	7.04%	9.55%	LVR above 80%
Fixed · 4 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.14%	8.59%	LVR up to 70%
Fixed · 5 years The rates include our 0.10% p.a. discount for LVRs+ up to 70%.	7.14%	8.44%	LVR up to 70%
Fixed · 2 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.	7.14%	9.26%	LVR above 80%
Fixed · 3 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.14%	7.39%	LVR above 80%
Fixed · 3 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	7.14%	9.13%	LVR above 80%
Fixed · 4 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.14%	7.5%	LVR above 80%
Fixed · 5 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.14%	7.53%	LVR above 80%
Fixed · 4 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.24%	8.68%	LVR 70% up to 80%
Fixed · 5 years Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.	7.24%	8.53%	LVR 70% up to 80%
Fixed · 1 year There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.	7.24%	9.53%	LVR above 80%
Fixed · 3 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.	7.34%	9.09%	LVR above 80%
Fixed · 4 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.34%	7.47%	LVR above 80%
Fixed · 5 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.	7.34%	7.49%	LVR above 80%
Fixed · 4 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	7.34%	9.04%	LVR above 80%
Fixed · 5 years An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies).	7.34%	8.89%	LVR above 80%
Fixed · 4 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.	7.54%	8.97%	LVR above 80%
Fixed · 5 years There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.	7.54%	8.82%	LVR above 80%

Type

Rate

Comparison

Applies To

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.34%

6.95%

LVR up to 70%

Fixed · 1 year

6.44%

6.97%

LVR up to 70%

Fixed · 2 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.44%

7.05%

LVR above 70% to 80%

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.54%

6.94%

LVR up to 70%

Fixed · 2 years

6.54%

8.89%

LVR up to 70%

Fixed · 3 years

6.54%

LVR up to 70%

Fixed · 1 year

6.54%

7.07%

LVR above 70% to 80%

Fixed · 1 year

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.64%

6.96%

LVR up to 70%

Fixed · 2 years

6.64%

7.04%

LVR 70% up to 80%

Fixed · 1 year

6.64%

9.15%

LVR up to 70%

Fixed · 2 years

6.64%

8.99%

LVR above 70% to 80%

Fixed · 3 years

6.64%

7.11%

LVR above 70% to 80%

Fixed · 2 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.74%

8.86%

LVR up to 70%

Fixed · 3 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.74%

6.99%

LVR up to 70%

Fixed · 1 year

6.74%

7.06%

LVR 70% up to 80%

Fixed · 3 years

6.74%

8.73%

LVR up to 70%

Fixed · 4 years

6.74%

7.09%

LVR up to 70%

Fixed · 5 years

6.74%

7.12%

LVR up to 70%

Fixed · 1 year

6.74%

9.25%

LVR above 70% to 80%

Fixed · 2 years

An extra 0.30% p.a. will be applied on top of our standard interest rate if you?re borrowing above 80% of our property valuation and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.74%

7.35%

LVR above 80%

Fixed · 1 year

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.84%

9.13%

LVR up to 70%

Fixed · 2 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

6.84%

8.96%

LVR 70% up to 80%

Fixed · 3 years

6.84%

7.09%

LVR 70% up to 80%

Fixed · 3 years

6.84%

8.83%

LVR above 70% to 80%

Fixed · 4 years

6.84%

7.19%

LVR above 70% to 80%

Fixed · 5 years

6.84%

7.22%

LVR above 70% to 80%

Fixed · 1 year

6.84%

7.37%

LVR above 80%

Fixed · 3 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

6.94%

8.7%

LVR up to 70%

Fixed · 4 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.94%

7.07%

LVR up to 70%

Fixed · 5 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.94%

7.09%

LVR up to 70%

Fixed · 1 year

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

6.94%

9.23%

LVR 70% up to 80%

Fixed · 2 years

There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation. Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.

6.94%

7.34%

LVR above 80%

Fixed · 4 years

6.94%

8.63%

LVR up to 70%

Fixed · 5 years

6.94%

8.49%

LVR up to 70%

Fixed · 2 years

6.94%

9.29%

LVR above 80%

Fixed · 3 years

6.94%

7.41%

LVR above 80%

Fixed · 3 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.04%

8.79%

LVR 70% up to 80%

Fixed · 4 years

7.04%

7.17%

LVR 70% up to 80%

Fixed · 5 years

7.04%

7.19%

LVR 70% up to 80%

Fixed · 1 year

7.04%

7.36%

LVR above 80%

Fixed · 4 years

7.04%

8.74%

LVR above 70% to 80%

Fixed · 5 years

7.04%

8.59%

LVR above 70% to 80%

Fixed · 1 year

7.04%

9.55%

LVR above 80%

Fixed · 4 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.14%

8.59%

LVR up to 70%

Fixed · 5 years

The rates include our 0.10% p.a. discount for LVRs+ up to 70%.

7.14%

8.44%

LVR up to 70%

Fixed · 2 years

There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.

7.14%

9.26%

LVR above 80%

Fixed · 3 years

7.14%

7.39%

LVR above 80%

Fixed · 3 years

7.14%

9.13%

LVR above 80%

Fixed · 4 years

7.14%

7.5%

LVR above 80%

Fixed · 5 years

7.14%

7.53%

LVR above 80%

Fixed · 4 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.24%

8.68%

LVR 70% up to 80%

Fixed · 5 years

Our standard interest rate applies if you're borrowing above 70% and up to 80% of our property valuation.

7.24%

8.53%

LVR 70% up to 80%

Fixed · 1 year

There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.

7.24%

9.53%

LVR above 80%

Fixed · 3 years

There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.

7.34%

9.09%

LVR above 80%

Fixed · 4 years

7.34%

7.47%

LVR above 80%

Fixed · 5 years

7.34%

7.49%

LVR above 80%

Fixed · 4 years

7.34%

9.04%

LVR above 80%

Fixed · 5 years

7.34%

8.89%

LVR above 80%

Fixed · 4 years

There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.

7.54%

8.97%

LVR above 80%

Fixed · 5 years

There will be an additional 0.30% p.a. on top of our standard interest rate if you're borrowing over 80% of Westpac's property valuation.

7.54%

8.82%

LVR above 80%

Fixed Rate Home Loan

Interest Rates

Owner occupied — Principal & interest

Fees

Features

Eligibility

Constraints

More Information

Owner occupied — Interest only

Investment — Principal & interest

Investment — Interest only