---
title: "Insurance Premium Finance — Westpac"
description: "Business Loans from Westpac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/westpac/products/InsurancePremiumFinance
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-13T05:58:11Z
---

# Insurance Premium Finance — Westpac

> Business Loans from Westpac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Short-term finance to spread your yearly business insurance premiums across monthly instalments.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee | Upfront | $150.00 |

## Features

- **Westpac Insurance Premium Finance gives you the ability to consolidate different business insurance premiums on the one finance contract**
- **Quick approval: You may qualify for fast approval on your application.**
- **Possible tax benefits: Monthly interest charges may be tax deductible.**
- **Business confidence: Get certainty with fixed monthly repayments**
- **Flexible and convenient: Choose the insurer1 and finance multiple policies at once. **
- **Extra repayments** (Subject to terms and conditions, this product includes extra repayment features.)
- **Guarantor supported** (Subject to terms and conditions, this product includes guarantor features.)
- **Relationship management** (Relationship management is available for eligible customers.)
- **Flexible as can assist with Professional Indemnity, Workers Compensation, General Business Insurance, Motor Vehicle Fleet registrations and CTP.**

## Eligibility

- **Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Less than $350,000, in many cases, no additional security is required **
- **Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Over $350,000 a directors' guarantee may be required.**
- **Only Australian or United Kingdom licensed insurers / underwriters are acceptable.**

## Constraints

- **Minimum limit** — $5,000.00 (Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Over $350,000 a directors' guarantee may be required.)

## More information from Westpac

- [Overview](https://www.westpac.com.au/business-banking/loans-finance/insurance-premium-finance/)
- [Terms & conditions](https://www.westpac.com.au/business-banking/loans-finance/insurance-premium-finance/)
- [Eligibility](https://www.westpac.com.au/business-banking/loans-finance/insurance-premium-finance/)
- [Fees & pricing](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/fees_wbc.pdf)

## Data provenance

- Published by Westpac under the Consumer Data Right
- Product ID: `InsurancePremiumFinance`
- Last updated by the provider: 13 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/westpac/InsurancePremiumFinance
- Provider page: https://www.cdrcompare.au/brands/westpac
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000002

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/westpac/products/InsurancePremiumFinance) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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