---
title: "Community Solutions Cash Reserve — Westpac"
description: "Transaction & Savings Accounts from Westpac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/westpac/products/SavComSolCashRes
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-13T06:02:06Z
---

# Community Solutions Cash Reserve — Westpac

> Transaction & Savings Accounts from Westpac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Earn interest on your surplus funds and access your funds anytime you need them.

## At a glance

- **Base rate:** 1.3%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Minimum deposit amount) | 0.45% | 0.00 to 4999.00 | monthly |
| Variable (Minimum deposit amount) | 0.45% | 5000.00 to 9999.00 | monthly |
| Variable (Minimum deposit amount) | 0.45% | 10000.00 to 24999.00 | monthly |
| Variable (Minimum deposit amount) | 0.45% | 25000.00 to 49999.00 | monthly |
| Variable (Minimum deposit amount) | 0.6% | 50000.00 to 249999.00 | monthly |
| Variable (Minimum deposit amount) | 1.15% | 250000.00 to 499999.00 | monthly |
| Variable (Minimum deposit amount) | 1.15% | 500000.00 to 999999.00 | monthly |
| Variable (Minimum deposit amount) | 1.3% | 1000000+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Keeping Fee — Charged monthly | Ongoing | $0.00 |
| Overdrawn Fee — $15.00 per occurrence | Event | $15.00 |
| Self-Service (Electronic) Withdrawals | Withdrawal | $0.00 |
| Self-Service (Electronic) Deposits | Deposit | $0.00 |
| Cheques Collected / Deposited — Cheques collected or deposited (Additional charge for the branch transaction applies) | Transaction | $3.00 |
| Staff-Assisted Withdrawal — These channels are not available, however if these transactions occur for each transaction a $3.00 fee will be incurred | Withdrawal | $3.00 |
| Staff-Assisted Deposit | Deposit | $3.00 |
| Periodical Payments | Transaction | $0.00 |
| Telephone Banking — Unlimited free self-service enquiries | Event | $0.00 |
| Online Banking — Account enquiries are always free when you use Online Banking. | Event | $0.00 |
| Narrated Credits — Not usually available | Transaction | $3.00 |

## Features

- **No account-keeping fees**
- **No fees to move cash to and from your Westpac transaction account through Online Banking and the Westpac App**
- **Regularly deposit funds to grow savings balance**
- **Earn interest on your surplus funds, noting that zero interest rates may apply from time to time**
- **Get access to your savings at any time**
- **No minimum balance needed**
- **Digital banking**
- **Tiered interest is paid on certain balances**
- **Interest is paid on monthly basis.**
- **You will be provided regular statement for the account and you have a choice of 3 or 6 monthly statements.**
- **Unlimited free self-service enquiries.**
- **Fraud protection** (The product includes FRAUD_PROTECTION features.)
- **Account enquiries are always free when you use Online Banking**

## Eligibility

- **Minimum age** — 18 years (Applicant plus all signatories)
- **Residency status** — Operating in Australia with an Australian address
- **Business customers** (Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties)
- **Needs an eligible Westpac business transaction account to link to.**

## More information from Westpac

- [Overview](https://www.westpac.com.au/business-banking/savings-accounts/not-for-profit/community-cash-reserve/)
- [Terms & conditions](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf)
- [Eligibility](https://www.westpac.com.au/business-banking/savings-accounts/not-for-profit/community-cash-reserve/)
- [Fees & pricing](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf)

## Data provenance

- Published by Westpac under the Consumer Data Right
- Product ID: `SavComSolCashRes`
- Last updated by the provider: 13 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/westpac/SavComSolCashRes
- Provider page: https://www.cdrcompare.au/brands/westpac
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000002

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/westpac/products/SavComSolCashRes) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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