Business One - Negotiator Plan
An integrated business product designed to meet all your cash flow requirements. The negotiator plan has certain qualifying criteria and is only available to relationship managed customers.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee Charged monthly · There is no Monthly Plan Fee for this product. | Ongoing | $0.00 |
| Overseas Withdrawal Fee | Withdrawal | $5.00 |
| Group Telephone Banking Nil for cash withdrawals from ATMs belonging to institutions in the Global ATM Alliance. | Transaction | $0.00 |
| Online Banking | Transaction | $0.00 |
| Cheques Collected / Deposited Price on application | Transaction | Variable |
| Foreign Transaction Fee - non-AU merchant 3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee) | Transaction | 3% of transaction |
| Foreign Transaction Fee - AU merchant 2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Processing Fee plus 0.2% Westpac On-Charged Scheme Fee). |
Features
- Interest Rates Availability : Interest rates are available on application.
- Interest paid on monthly basis.
- Following fees to be known on application(Transaction Fees when charge per transaction when the number of free transactions per month is exceeded) : Cheques Written, Cheques Collected, Staff-assisted withdrawal, Staff-assisted deposit, Narrated Credits.
- Card access — Westpac Business Debit Card / Handycard access
- Digital banking
- Company or business can pay bills using BPAY.
- With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
- Fraud protection
- The product includes limited fraud protection features.
Eligibility
- Business Customers only who are relationship managed.
More Information
Published by Westpac under the Consumer Data Right · Last updated 8 July 2026 · Product ID TrBusOneNegotiatorPlan · View on CDR.gov.au