---
title: "Business One - Negotiator Plan  — Westpac"
description: "Transaction & Savings Accounts from Westpac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/westpac/products/TrBusOneNegotiatorPlan
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-08T01:57:17Z
---

# Business One - Negotiator Plan  — Westpac

> Transaction & Savings Accounts from Westpac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An integrated business product designed to meet all your cash flow requirements. The negotiator plan has certain qualifying criteria and is only available to relationship managed customers.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Keeping Fee — Charged monthly · There is no Monthly Plan Fee for this product. | Ongoing | $0.00 |
| Overseas Withdrawal Fee | Withdrawal | $5.00 |
| Group Telephone Banking —  Nil for cash withdrawals from ATMs belonging to institutions in the Global ATM Alliance. | Transaction | $0.00 |
| Online Banking | Transaction | $0.00 |
| Cheques Collected / Deposited — Price on application | Transaction | Variable |
| Foreign Transaction Fee - non-AU merchant — 3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee) | Transaction | 3% of transaction |
| Foreign Transaction Fee - AU merchant — 2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Processing Fee plus 0.2% Westpac On-Charged Scheme Fee). | Transaction | 2.2% of transaction |
| Staff-Assisted Withdrawal — Price on application | Withdrawal | Variable |
| Staff-Assisted Deposit — Price on application | Deposit | Variable |
| Cheques Written — Price on application | Transaction | Variable |
| Self-Service (Electronic) Withdrawals — Price on application | Withdrawal | Variable |
| Self-Service (Electronic) Deposits — Price on application | Deposit | Variable |
| Periodical Payments — Price on application | Transaction | Variable |

## Features

- **Interest Rates Availability : Interest rates are available on application.**
- **Interest paid  on monthly basis. **
- **Following  fees to be known on application(Transaction Fees  when charge per transaction when the number of free transactions per month is exceeded) : Cheques Written, Cheques Collected, Staff-assisted withdrawal, Staff-assisted deposit, Narrated Credits.**
- **Card access** — Westpac Business Debit Card / Handycard access
- **Digital banking** (Company or business can pay bills using BPAY.)
- **With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.**
- **Fraud protection** (The product includes limited fraud protection features.)
- **Relationship management** (Relationship management is available for eligible customers.)
- **Your company will get a regular statement of the account**
- **Your company/business can make Periodical Payments from this account**
- **Cheque access is available , customer must be over 18 years of age **
- **Account enquiries are always free when you use Online Banking.**
- **Overdraft available** (Overdraft or loan facility available on account, customer must be over 18 years of age.)

## Eligibility

- **Business Customers only who are relationship managed.**

## More information from Westpac

- [Overview](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf)
- [Terms & conditions](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf)
- [Eligibility](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf)
- [Fees & pricing](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf)

## Data provenance

- Published by Westpac under the Consumer Data Right
- Product ID: `TrBusOneNegotiatorPlan`
- Last updated by the provider: 8 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/westpac/TrBusOneNegotiatorPlan
- Provider page: https://www.cdrcompare.au/brands/westpac
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000002

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/westpac/products/TrBusOneNegotiatorPlan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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