--- title: "Community Solutions One — Westpac" description: "Transaction & Savings Accounts from Westpac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/westpac/products/TrComSolOne source: "CDR Compare" language: en-AU last_updated: 2026-07-08T01:57:17Z --- # Community Solutions One — Westpac > Transaction & Savings Accounts from Westpac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits. ## At a glance - **Base rate:** 0% ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Penalty (The Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted on the last business day of each month) using the then current ULR until the account balance is positive again. · Currently not applicable) | 15.01% | — | — | ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable (Currently not applicable) | 0% | 0 to 4999 | monthly | | Variable (Currently not applicable) | 0% | 5000 to 9999 | monthly | | Variable (Currently not applicable) | 0% | 10000 to 19999 | monthly | | Variable (Currently not applicable) | 0% | 20000 to 49999 | monthly | | Variable (Currently not applicable) | 0% | 50000 to 99999 | monthly | | Variable (Currently not applicable) | 0% | 100000+ | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Keeping Fee — Charged monthly | Ongoing | $0.00 | | Overseas Withdrawal Fee — Overseas Withdrawal fee from ATMs belonging to institutions in the Global ATM Alliance (An overseas bank surcharge may also apply). Nil for cash withdrawals from Global ATM Alliance and Westpac Group partner ATMs. To find an overseas ATM visit westpac.com.au and search 'Global ATM Alliance' | Withdrawal | $5.00 | | Overdrawn Fee | Event | $15.00 | | Group Telephone Banking | Transaction | $0.00 | | Online Banking | Transaction | $0.00 | | Cheques Collected / Deposited — Applicable after free monthly transactions are exceeded. | Transaction | $0.00 | | Foreign Transaction Fee - non-AU merchant — 3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee) | Transaction | 3% of transaction | | Foreign Transaction Fee - AU merchant — 2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Processing Fee plus 0.2% Westpac On-Charged Scheme Fee). | Transaction | 2.2% of transaction | | Staff-Assisted Withdrawal | Withdrawal | $0.00 | | Staff-Assisted Deposit | Deposit | $0.00 | | Cheques Written | Transaction | $0.00 | | Self-Service (Electronic) Withdrawals | Withdrawal | $0.00 | | Self-Service (Electronic) Deposits | Deposit | $0.00 | | Periodical Payments | Transaction | $0.00 | ## Features - **Deposit, receive and access funds, and make payments through a variety of banking channels including in branch, online, telephone banking and debit card** - **Unlimited transactions** (Unlimited electronic transactions and staff assisted transactions (including cheque) ) - **No monthly fees - We?d rather you put the money to good use, supporting your cause.** - **No transaction fees - Includes all online and in-app payments plus in-branch banking** - **Card access** — Link your account to a Business Debit Card - **Card access** — Westpac Business Debit Card / Handycard access is available for the account. - **Eligible account for the EFTPOS Air App** - **Receive payments near instantly via OSKO** - **Simplify your accounting by linking Xero, MYOB and others with bank feeds** - **eStatements - Stay on top of your finances with less clutter** - **Digital banking** (Company or business can pay bills using BPAY.) - **With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.** - **Save time and money by exporting transactions to your existing accounting software** - **Fraud protection** (The product includes FRAUD_PROTECTION features.) - **Complement your everyday account with a Community Solutions Cash Reserve savings account** - **Your company will get a regular statement of the account** - **Your company/business can make Periodical Payments from this account** - **Cheque access available for customers above 18 years of age** - **Make and receive secure payments via PayID** - **Account enquiries are always free when you use Online Banking.** ## Eligibility - **Minimum age** — 18 years (Applicant plus all signatories) - **Residency status** — Operating with an Australian address - **Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties** ## More information from Westpac - [Overview](https://www.westpac.com.au/business-banking/bank-accounts/not-for-profit-community-cheque/) - [Terms & conditions](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf) - [Eligibility](https://www.westpac.com.au/business-banking/bank-accounts/not-for-profit-community-cheque/) - [Fees & pricing](https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf) ## Data provenance - Published by Westpac under the Consumer Data Right - Product ID: `TrComSolOne` - Last updated by the provider: 8 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/westpac/TrComSolOne - Provider page: https://www.cdrcompare.au/brands/westpac - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000002 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/westpac/products/TrComSolOne) — product data published by Australian data holders under the Consumer Data Right. 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