
Community Solutions One
Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits.
- Base rate
- 0%

Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty The Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted on the last business day of each month) using the then current ULR until the account balance is positive again. · Currently not applicable | 15.01% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Currently not applicable | 0% | $0–$4,999 | monthly |
| Variable Currently not applicable | 0% | $5,000–$9,999 | monthly |
| Variable Currently not applicable | 0% | $10,000–$19,999 | monthly |
| Variable Currently not applicable | 0% | $20,000–$49,999 | monthly |
| Variable Currently not applicable | 0% | $50,000–$99,999 | monthly |
| Variable Currently not applicable | 0% | $100,000+ | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee Charged monthly | Ongoing | $0.00 |
| Overseas Withdrawal Fee Overseas Withdrawal fee from ATMs belonging to institutions in the Global ATM Alliance (An overseas bank surcharge may also apply). Nil for cash withdrawals from Global ATM Alliance and Westpac Group partner ATMs. To find an overseas ATM visit westpac.com.au and search 'Global ATM Alliance' | Withdrawal | $5.00 |
| Overdrawn Fee | Event | $15.00 |
| Group Telephone Banking | Transaction | $0.00 |
| Online Banking | Transaction | $0.00 |
| Cheques Collected / Deposited Applicable after free monthly transactions are exceeded. | Transaction | $0.00 |
| Foreign Transaction Fee - non-AU merchant 3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee) |
Features
- Deposit, receive and access funds, and make payments through a variety of banking channels including in branch, online, telephone banking and debit card
- Unlimited transactions
- Unlimited electronic transactions and staff assisted transactions (including cheque)
- No monthly fees - We?d rather you put the money to good use, supporting your cause.
- No transaction fees - Includes all online and in-app payments plus in-branch banking
- Card access — Link your account to a Business Debit Card
- Card access — Westpac Business Debit Card / Handycard access is available for the account.
- Eligible account for the EFTPOS Air App
Eligibility
- Minimum age — 18 yearsApplicant plus all signatories
- Residency status — Operating with an Australian address
- Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties
More Information
Published by Westpac under the Consumer Data Right · Last updated 8 July 2026 · Product ID TrComSolOne · View on CDR.gov.au