Absolute Investment Loan
Margin LoansData Sharing Status
The Westpac Absolute Investment Loan has potential to magnify your investment returns with up to 80% gearing.
- From
- 10.25%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year Fixed interest is paid in advance. | 10.25% | — | — |
| Fixed · 2 years Fixed interest is paid in advance. | 10.25% | — | — |
| Variable | 10.27% | — | — |
| Fixed · 3 years Fixed interest is paid in advance. | 10.35% | — | — |
| Fixed · 1 year Fixed interest is paid in arrears. | 10.35% | — | — |
| Fixed · 2 years Fixed interest is paid in arrears. | 10.35% | — | — |
| Fixed · 4 years Fixed interest is paid in advance. | 10.45% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Fee The Westpac Absolute Investment Loan has no transaction fees. Details of current interest rates, fees and charges are available from us on request. We may vary interest rates, fees and charges payable from time to time. | Event | $0.00 |
Features
- The Westpac Absolute Investment Loan offers up to 80% gearing.
- There are no margin calls on the loan.
- Competitive interest rates with the opportunity to choose either a variable or fixed interest rate.
- Potential tax benefits as the total interest cost of your investment loan may be a tax deduction. Interest can be prepaid annually in advance or paid monthly in arrears.
- The Westpac Absolute Investment Loan has no transaction fees.
- Borrowers are subject to full credit checks.
- Extra repayments
- Indicates that the product has the option to accept extra repayments without incurring additional charges (for example Buy Now, Pay Later (BNPL) or line of credit products may offer the facility to repay instalments on an adhoc basis).
Eligibility
- Residency status — Australian Residency Individual or joint individuals, who are Australian residents for tax purposes, reside in Australia and are not holders of a Significant Investor Visa (SIV) (188C).
- Australian proprietary companies which are not subsidiaries of listed companies. The company directors are required to guarantee the obligations of a company borrower. The company directors must be Australian residents for tax purposes, reside in Australia and not be holders of a Significant Investor Visa (SIV) (188C).
- Australian trustees of family, discretionary or testamentary trusts. The directors of proprietary company trustees are required to guarantee the obligations of the company trustee borrower. The company directors must be Australian residents for tax purposes, reside in Australia and not be holders of a Significant Investor Visa (SIV) (188C).
Constraints
- The loan has a term of approximately 10 years.
- Minimum limit — $50,000.00Minimum loan size is $50,000, subject to credit approval.
Published by Westpac under the Consumer Data Right · Last updated 20 May 2026 · Product ID WestpacAbsoluteInvestmentLoan · View on CDR.gov.au