Cash Investment Account
The Westpac Cash Investment Account has been designed with Westpac share investors in mind by offering access to low brokerage, competitive interest rates, convenient features and seamless trade settlements.
- Base rate
- 3%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount | 1.2% | 0 to 9999 | monthly |
| Variable Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount | 1.2% | 10000 to 19999 | monthly |
| Variable Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount | 1.2% | 20000 to 49999 | monthly |
| Variable Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount | 1.2% | 50000 to 99999 | monthly |
| Variable |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee Charged monthly | Ongoing | $0.00 |
| Telephone Banking Automated telephone banking | Event | $0.00 |
| Online Banking Westpac Online Banking | Event | $0.00 |
| Direct Debit Direct Debits ? Westpac Share Trading. | Event | $0.00 |
| Branch assisted deposit | Deposit | $0.00 |
| Branch assisted withdrawal $5.00 (From 01 December 2022, Nil) | Withdrawal | $0.00 |
| Self served deposits | Deposit | $0.00 |
| Self served withdrawals | Withdrawal | $0.00 |
Features
- Enjoy our lowest brokerage rate starting from $4.95 when you settle your trades through a Westpac Cash Investment Account.
- Receive a competitive at-call interest rate with interest calculated daily and paid monthly.
- Fraud protection
- The product includes fraud protection features.
- Relationship management
- Relationship management is available for eligible customers.
- No minimum account balance is required to earn interest.
- No monthly account service fee and free electronic transactions
- Digital banking
- 24/7 access to your account via Online Banking and Mobile Banking.
Eligibility
- Minimum age — 18 yearsIndividuals and business customers must be over 18 years of age.
- Individuals must have an Australian Residential Address. Business customers must be operating using an Australian address.
- Individuals and business customers must Hold a Westpac Share Trading account in the same name (at the time of opening the Westpac Cash Investment account)
- Individuals must be using the account for predominantly personal purposes.
- Business customersBusiness customers must be a company, sole trader, partnership, association, trust, not-for-profit organisation or self-managed superannuation fund.
More Information
Published by Westpac under the Consumer Data Right · Last updated 15 May 2026 · Product ID WestpacCashInvestmentAcc · View on CDR.gov.au · View Source Data (JSON)