Wise Multi Currency Account
Transaction & Savings AccountsData Sharing Status
The Wise Multi Currency Account enables customers to send money internationally, get paid and hold money in different currencies, and spend money overseas with the Wise debit card.
Fees
| Fee | Type | Amount |
|---|---|---|
| Daily Fee Daily fee of 0.00437% for amounts held over the equivalent of 23,000 AUD, charged at the end of each month. | Other | 0.0% of balance |
| Get Bank Details For business customers, get banks details to receive different currencies. | Event | $30.00 |
| Order Debit Card | Event | $10.00 |
| Replace Debit Card | Event | $6.00 |
| Withdrawal | Withdrawal | $0.00 |
Features
- Notifications
- Types of notifications Your transfers and balances: Notifications about where your money is. Your Wise card: Notifications about your card transactions. Currencies and features: News about our latest work. Plus tips on using Wise. Interviews, reviews, and surveys: Invites to test new products and share your thoughts. Our campaigns: Updates about causes we care about. chances to get involved. How you get notifications Email: We’ll send your notifications to the email address that you’ve registered with. Push: We’ll send your notifications to any device that you have installed the app on. Inbox message: You’ll see an alert on the homepage when you log in to your account.
- Digital wallet
- Wise Multi Currency Account
- Card access
- Wise offers a debit card linked to your Multi Currency Account to withdraw, and make payments and purchases.
- Digital banking
- Real-time payments (NPP)
Eligibility
- Minimum age — 18 yearsYou should be aged 18 or over.
Constraints
- Opening balance — $0.00
More Information
Published by Wise under the Consumer Data Right · Last updated 21 October 2025 · Product ID WiseMCA · View on CDR.gov.au