---
title: "Wise Multi Currency Account — Wise"
description: "Transaction & Savings Accounts from Wise. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/wise/products/WiseMCA
source: "CDR Compare"
language: en-AU
last_updated: 2025-10-21T00:05:00Z
---

# Wise Multi Currency Account — Wise

> Transaction & Savings Accounts from Wise. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

The Wise Multi Currency Account enables customers to send money internationally, get paid and hold money in different currencies, and spend money overseas with the Wise debit card.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Daily Fee — Daily fee of 0.00437% for amounts held over the equivalent of 23,000 AUD, charged at the end of each month. | Other | 0.0% of balance |
| Get Bank Details — For business customers, get banks details to receive different currencies. | Event | $30.00 |
| Order Debit Card | Event | $10.00 |
| Replace Debit Card | Event | $6.00 |
| Withdrawal | Withdrawal | $0.00 |

## Features

- **Notifications** (Types of notifications
Your transfers and balances: Notifications about where your money is.

Your Wise card: Notifications about your card transactions.

Currencies and features: News about our latest work. Plus tips on using Wise.

Interviews, reviews, and surveys: Invites to test new products and share your thoughts.

Our campaigns: Updates about causes we care about. chances to get involved.

How you get notifications
Email: We’ll send your notifications to the email address that you’ve registered with.

Push: We’ll send your notifications to any device that you have installed the app on.

Inbox message: You’ll see an alert on the homepage when you log in to your account.)
- **Digital wallet** (Wise Multi Currency Account)
- **Card access** (Wise offers a debit card linked to your Multi Currency Account to withdraw, and make payments and purchases.)
- **Digital banking**
- **Real-time payments (NPP)**

## Eligibility

- **Minimum age** — 18 years (You should be aged 18 or over.)

## Constraints

- **Opening balance** — $0.00

## More information from Wise

- [Overview](https://wise.com/au/multi-currency-account/)
- [Terms & conditions](https://wise.com/terms-and-conditions)
- [Eligibility](https://wise.com/help/articles/2830107/getting-verified-in-australia)
- [Fees & pricing](https://wise.com/au/pricing/receive)

## Data provenance

- Published by Wise under the Consumer Data Right
- Product ID: `WiseMCA`
- Last updated by the provider: 21 October 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/wise/WiseMCA
- Provider page: https://www.cdrcompare.au/brands/wise
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000324

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/wise/products/WiseMCA) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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