---
title: "Team Member Home Loan - No Offset — Woolworths Team Bank"
description: "Home Loans from Woolworths Team Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/woolworths-team-bank/products/L23
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-22T14:55:16.000+10:00
---

# Team Member Home Loan - No Offset — Woolworths Team Bank

> Home Loans from Woolworths Team Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · WOOLWORTHS TEAM BANK**

Team Member Home Loan - No Offset

## At a glance

- **From (owner occupied):** 5.94% (6.03% comparison)

## Apply

Applications are handled by the provider: [Apply at Woolworths Team Bank](https://woolworthsteambank.com.au/loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 5.94% | 6.03% | 50%-80% LVR |
| Fixed · 1 year (12 months) | 5.99% | 6.03% | 50%-80% LVR |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ARREARS_LETTER_FEE | Transaction | — |
| DEFAULT_NOTICE | Transaction | — |
| FIELD_CALL_FEE — At cost | Transaction | — |
| LOAN_VARIATION_FEE | Upfront | — |
| MANUAL_REDRAW_FEE | Transaction | — |
| MORTGAGE_DISCHARGE_FEE | Upfront | — |
| MORTGAGE_SETTLEMENT_FEE | Upfront | — |
| MORTGAGE_SUBSTITUTION_FEE | Upfront | — |
| MORTGAGE_TOP_UP_FEE | Upfront | — |
| PARTIAL_MORTGAGE_DISCHARGE_FEE | Upfront | — |
| STAMP_DUTY | Variable | — |
| VALUATION_FEE | Variable | — |
| GOVT_FEES | Variable | — |
| LEGAL_FEES | Variable | — |
| DOCUMENT_PREPARATION_FEE | Upfront | — |

## Features

- **Redraw facility**
- **Card access** (Extra repayments allowed)

## Eligibility

- **Minimum age** — 18 years
- **Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.**

## More information from Woolworths Team Bank

- [Overview](https://woolworthsteambank.com.au)
- [Terms & conditions](https://woolworthsteambank.com.au)
- [Eligibility](https://woolworthsteambank.com.au)
- [Fees & pricing](https://woolworthsteambank.com.au/wp-content/uploads/2025/06/PDS-Fees-Charges-Transaction-Limits_07.2025_FINAL.pdf)

## Data provenance

- Published by Woolworths Team Bank under the Consumer Data Right
- Product ID: `L23`
- Last updated by the provider: 22 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/woolworths-team-bank/L23
- Provider page: https://www.cdrcompare.au/brands/woolworths-team-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000197

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/woolworths-team-bank/products/L23) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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