---
title: "Commercial Loan — YBR Lending Solutions"
description: "Business Loans from YBR Lending Solutions. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/ybr-lending-solutions/products/bdaf2e76-b533-461c-a896-3236c8d5151a
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-16T15:00:16Z
---

# Commercial Loan — YBR Lending Solutions

> Business Loans from YBR Lending Solutions. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Flexible commercial lending for business, owners and property investors.

## At a glance

- **From (investment):** 7.59% (Variable)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Commercial SMSF – Minimum Starting Rate for commercial loans.) | 7.59% | — | — |
| Variable (Commercial Lease Doc – Minimum Starting Rate for commercial loans.) | 8.1% | — | — |

### Any purpose — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Commercial Full Doc – Minimum Starting Rate for commercial loans.) | 7.69% | — | — |
| Variable (Commercial Mid Doc – Minimum Starting Rate for commercial loans.) | 8.39% | — | — |
| Variable (Commercial Quick Doc – Minimum Starting Rate for commercial loans.) | 8.99% | — | — |
| Variable (GST Loan – Minimum Starting Rate for GST Loan.) | 14.59% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Multiple establishment fee structure available, GST applicable in addition to rate %. | Upfront | 0.95% of balance |
| Legal Fee — This fee covers legal services and varies depending on transaction complexity. | Upfront | Variable |
| Valuation Fee — Valuation fees depend on property type and location. | Upfront | Variable |
| Title Insurance — Title insurance may apply in certain cases. | Upfront | Variable |
| Settlement Fee — A fixed settlement fee is charged when the loan is settled. | Upfront | $495.00 |
| Discharge Fee — Covers the administrative process for full or partial discharge of security, plus any legal fees. | Exit | $950.00 |

## Features

- **Digital banking** (Digital access to customer portal to view and manage loans.)
- **Guarantor supported** (Guarantors permitted, subject to credit approval.)
- **Redraw facility** (Available for variable rate loans, enabling access to extra or early payments made to an eligible loan.)
- **Offset account** (Available for variable rate loans, enabling access to extra or early payments made to an eligible loan. Offset facility running balance provided as part of loan statement.)
- **Extra repayments** (Extra or early repayments permitted for eligible variable rate loans.)

## Eligibility

- **Individuals only** — Property investors and owner occupiers operating a business in the property.
- **Minimum age** — 18 years (Borrowers must be 18 years or older at application.)
- **Business customers** — Business including sole traders, partnerships, trusts and registered companies.
- **Loan must meet lending policy and criteria.** — Subject to lending criteria.

## Constraints

- **Minimum limit** — $100,000.00 (Loans start from $100K)
- **Maximum limit** — $10,000,000.00 (Up to $10M, subject to approval)
- **LVRs and pricing vary by location** — Postcode Rules

## More information from YBR Lending Solutions

- [Fees & pricing](https://thinktank.au/resources/schedule-of-fees/?brand=YBRLendingSolutions)

## Data provenance

- Published by YBR Lending Solutions under the Consumer Data Right
- Product ID: `bdaf2e76-b533-461c-a896-3236c8d5151a`
- Last updated by the provider: 16 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/ybr-lending-solutions/bdaf2e76-b533-461c-a896-3236c8d5151a
- Provider page: https://www.cdrcompare.au/brands/ybr-lending-solutions

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/ybr-lending-solutions/products/bdaf2e76-b533-461c-a896-3236c8d5151a) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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