Zeus Bolt
Home LoansZeus by LMG
Zeus Bolt
- From (owner occupied)
- 6.08%
- 6.33% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.08% | 6.33% | Loan-to-Value Ratio (LVR)Loan amount - RegionalLoan amount |
| Variable | 6.13% | 6.37% | Loan-to-Value Ratio (LVR)Loan amountLoan amount - Regional |
| Fixed · 2 years | 6.98% | 6.5% | Loan-to-Value Ratio (LVR)Loan amount - RegionalLoan amount |
| Fixed · 1 year | 6.98% | 6.42% | Loan-to-Value Ratio (LVR)Loan amount - RegionalLoan amount |
| Fixed · 3 years | 6.98% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Settlement Fee Referred as Rapid Refinance Settlement Fee in the collateral (Optional fee) | Upfront | $300.00 |
| Fixed Rate Lock Fee Optional if the client wants Fixed Rate Lock feature | Upfront | $495.00 |
| Discharge Administration Fee Referred as Discharge Fee in the product collateral. | Exit | $595.00 |
| Lenders Annual Facility Fee Charged yearly · Referred as Annual Account Fee in the collateral. 1 Fee per borrower (so multiple bolt loans only 1 fee) and waived for the first year | Ongoing | $250.00 |
| Third Party Costs Referred as Solicitor Documentation Fee in the collateral. | Upfront | $275.00 |
Features
- Offset account
- Yes - Up to 10 Offset facilities available
- Redraw facility
- Yes
- Card access — Visa Debit Card - Yes (branding will be Origin Mortgage Management Service)
- Acceptable securities: Residential property
- Split Loans: Up to 4 splits allowed
- Digital banking
- App or Internet
- Cash Out: Max of 3% of security value (capped at $50,000) If you are refinancing a re-draw amount to the 30% limit then you are not eligible for cashout
Eligibility
- Minimum age — 18 yearsBe at least 18 years of age and above
- Residency status — an Australian Citizen or a Permanent Resident of Australia who resides in Australia or New Zealand OR is a company incorporated in Australia, OR is a trustee of an Australian trust and the trustee meets the eligibility criteria of an individual or company (as above) OR is an Australian partnership and the partners meet the eligibility criteria of an individual, company or trust (as above)
- Individuals onlyAre individual borrowers (as single or joint borrowers)
- provide sufficient security in accordance with our lending eligibility criteria, and/or a guarantor who supports the loan also meets our lending eligibility criteria.
Constraints
- The maximum loan term is 360 months
- Minimum limit — $50,000.00The minimum loan amount for this product is $50,000
- Maximum LVR — 80%The maximum LVR for this product is 80%
- Maximum limit — $3,500,000.00The maximum loan amount for this product is $3,500,000
- Maximum limit — $1,500,000.00The maximum loan amount for Rapid Refinance product is $1,500,000
- Maximum limit — $2,000,000.00This limit is applicable to loans with an LVR from 70% to 80% from Regional areas
Published by Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited under the Consumer Data Right · Last updated 8 July 2026 · Product ID Zeus Bolt