---
title: "Zeus Build — Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited"
description: "Home Loans from Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited/products/Zeus%20Build
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T08:03:43.146682Z
---

# Zeus Build — Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited

> Home Loans from Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Zeus by LMG**

Zeus Build

## At a glance

- **From (owner occupied):** 6.48% (6.87% comparison)

## Interest rates

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 6.48% | 6.87% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 6.53% | 6.92% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000; Loan amount - Regional $50,000–$2,000,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate) ) | 6.88% | 7.26% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 7.13% | 7.51% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 7.38% | 7.76% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 6.78% | 7.17% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 6.83% | 7.22% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000; Loan amount - Regional $50,000–$2,000,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 7.18% | 7.56% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 7.43% | 7.81% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Variable (Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)) | 7.68% | 8.06% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Lenders Annual Facility Fee — Charged yearly · Referred as Annual Account Fee in the collateral. At settlement, then added to the schedule balance on anniversary of the loan charged per loan, this is not a package fee | Ongoing | $349.00 |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties. | Upfront | 1.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties. | Upfront | 1.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties. | Upfront | 2% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties. | Upfront | 2.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties. | Upfront | 2.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties. | Upfront | 2.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties. | Upfront | 3% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties. | Upfront | 3.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties. | Upfront | 4.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties. | Upfront | 5.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties. | Upfront | 3.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties. | Upfront | 3.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties. | Upfront | 4.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 92% to 93% for Investment properties | Upfront | 5.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 87% to 88% for Investment properties | Upfront | 3.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 89% to 90% for Investment properties | Upfront | 4.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 88% to 89% for Investment properties | Upfront | 4% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 91% to 92% for Investment properties | Upfront | 5.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 90% to 91% for Investment properties | Upfront | 4.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 93% to 94% for Investment properties | Upfront | 5.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 94% to 95% for Investment properties | Upfront | 6% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties. | Upfront | 5.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties. | Upfront | 5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 86% to 87% for Investment properties | Upfront | 3.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 85% to 86% for Investment properties | Upfront | 3.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 80% to 81% for Investment properties | Upfront | 2% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 81% to 82% for Investment properties | Upfront | 2.25% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 82% to 83% for Investment properties | Upfront | 2.5% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 83% to 84% for Investment properties | Upfront | 2.75% of balance |
| Construction Risk Fee — This fee is applicable to loans with an LVR from 84% to 85% for Investment properties | Upfront | 3% of balance |
| Discharge Administration Fee — Referred as Discharge Fee in the product collateral. | Exit | $595.00 |
| Third Party Costs  — Referred as Solicitor Documentation Fee in the collateral. | Upfront | $275.00 |
| Upfront Construction Review Fee — Referred as Construction administration fee in the collateral | Upfront | $880.00 |

## Features

- **Digital banking** (App or Internet)
- **Cash Out:  >90% LVR – Cash out not available.
> 80% and ≤ 90% LVR – limited to 20% of security value.  
≤ 80% LVR – unlimited.**
- **Split Loans: Up to 4 splits allowed **
- **Cash Out: Max of 3% of security value (capped at $50,000)
If you are refinancing a re-draw amount to
the 30% limit then you are not eligible for
cashout**
- **Acceptable securities: Residential property **
- **Redraw facility** (Post Construction Period )
- **Offset account** (Yes - Up to 10 Offset facilities
available)
- **Extra repayments** (Unlimited )
- **Repayments / Frequency - Principal and Interest 
(weekly, fortnightly, monthly)
Interest Only (monthly) **
- **Acceptable borrowers - PAYG, Self Employed, Trust &
Company (Bolt)**

## Eligibility

- **meets our lending eligibility criteria**
- **Residency status** — is either an Australian Citizen or a Permanent Resident of Australia, living in Australia
- **Individuals only** (are individual borrowers (as single or joint borrowers))
- **Minimum age** — 18 years (be at least 18 years of age and above)
- **provide sufficient security in accordance with our lending eligibility criteria, and/or a guarantor who supports the loan also meets our lending eligibility criteria**

## Constraints

- **Maximum limit** — $3,500,000.00 (This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 80% to 90% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 90% to 95% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 0% to 70% from Regional areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 70% to 80% from Regional areas)
- **Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)**
- **The maximum loan term is 360 months**
- **Minimum limit** — $50,000.00 (The minimum loan amount for this product is $50,000)
- **Maximum LVR** — 95% (The maximum LVR for this product is 95%)

## Data provenance

- Published by Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited under the Consumer Data Right
- Product ID: `Zeus Build`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited/Zeus%20Build
- Provider page: https://www.cdrcompare.au/brands/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited/products/Zeus%20Build) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)