Zeus Build
Zeus Build
- From (owner occupied)
- 6.48%
- 6.87% comparison
Interest Rates
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate) | 6.48% | 6.87% | Loan-to-Value Ratio (LVR)Loan amount - RegionalLoan amount |
| Variable Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate) | 6.53% | 6.92% | Loan-to-Value Ratio (LVR)Loan amountLoan amount - Regional |
| Variable Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate) | 6.88% | 7.26% | Loan-to-Value Ratio (LVR)Loan amount |
| Variable Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate) | 7.13% | 7.51% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Lenders Annual Facility Fee Charged yearly · Referred as Annual Account Fee in the collateral. At settlement, then added to the schedule balance on anniversary of the loan charged per loan, this is not a package fee | Ongoing | $349.00 |
| Construction Risk Fee This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties. | Upfront | 1.5% of balance |
| Construction Risk Fee This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties. | Upfront | 1.75% of balance |
| Construction Risk Fee This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties. | Upfront | 2% of balance |
| Construction Risk Fee This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties. | Upfront | 2.25% of balance |
| Construction Risk Fee This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties. | Upfront | 2.5% of balance |
Features
- Digital banking
- App or Internet
- Cash Out: >90% LVR – Cash out not available. > 80% and ≤ 90% LVR – limited to 20% of security value. ≤ 80% LVR – unlimited.
- Split Loans: Up to 4 splits allowed
- Cash Out: Max of 3% of security value (capped at $50,000) If you are refinancing a re-draw amount to the 30% limit then you are not eligible for cashout
- Acceptable securities: Residential property
- Redraw facility
- Post Construction Period
- Offset account
- Yes - Up to 10 Offset facilities available
Eligibility
- meets our lending eligibility criteria
- Residency status — is either an Australian Citizen or a Permanent Resident of Australia, living in Australia
- Individuals onlyare individual borrowers (as single or joint borrowers)
- Minimum age — 18 yearsbe at least 18 years of age and above
- provide sufficient security in accordance with our lending eligibility criteria, and/or a guarantor who supports the loan also meets our lending eligibility criteria
Constraints
- Maximum limit — $3,500,000.00This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas
- Maximum limit — $3,000,000.00This limit is applicable to loans with an LVR from 80% to 90% from Inner-City & Metro/Non-Metro areas
- Maximum limit — $2,000,000.00This limit is applicable to loans with an LVR from 90% to 95% from Inner-City & Metro/Non-Metro areas
- Maximum limit — $3,000,000.00This limit is applicable to loans with an LVR from 0% to 70% from Regional areas
- Maximum limit — $2,000,000.00This limit is applicable to loans with an LVR from 70% to 80% from Regional areas
- Interest Only for the construction period (maximum 18 months) then converting to Principal and Interest (Zeus Own Rate)
Published by Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited under the Consumer Data Right · Last updated 10 July 2026 · Product ID Zeus Build