---
title: "Zeus Own — Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited"
description: "Home Loans from Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited/products/Zeus%20Own
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T08:03:43.146783Z
---

# Zeus Own — Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited

> Home Loans from Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Zeus by LMG**

Zeus Own

## At a glance

- **From (owner occupied):** 6.08% (6.41% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.08% | 6.41% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 6.13% | 6.46% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 6.48% | 6.8% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Variable | 6.73% | 7.04% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Variable | 6.98% | 7.05% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 1 year | 6.98% | 6.5% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 6.98% | 6.59% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000; Loan amount - Regional $50,000–$3,000,000 |
| Fixed · 3 years | 6.98% | 6.67% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 7.03% | 6.64% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000; Loan amount - Regional $50,000–$2,000,000 |
| Fixed · 3 years | 7.03% | 6.72% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.03% | 6.55% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.08% | 6.78% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.08% | 6.85% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.13% | 6.83% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000; Loan amount - Regional $50,000–$2,000,000 |
| Fixed · 5 years | 7.13% | 6.9% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.38% | 6.9% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 2 years | 7.38% | 7.06% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 7.38% | 7.06% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 4 years | 7.48% | 7.18% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 5 years | 7.48% | 7.25% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 2 years | 7.53% | 7.21% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 7.53% | 7.29% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 1 year | 7.53% | 7.14% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 2 years | 7.58% | 7.42% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 3 years | 7.58% | 7.47% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 1 year | 7.58% | 7.36% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 4 years | 7.63% | 7.39% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 5 years | 7.63% | 7.46% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 4 years | 7.68% | 7.56% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 5 years | 7.68% | 7.62% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.48% | 6.81% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 6.53% | 6.85% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 7.38% | 6.98% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.38% | 6.9% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 7.38% | 7.06% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 7.43% | 7.03% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 7.43% | 7.12% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.43% | 6.95% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.48% | 7.18% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.48% | 7.25% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.53% | 7.31% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.53% | 7.23% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.38% | 6.7% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 6.43% | 6.76% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 6.78% | 7.1% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Variable | 7.03% | 7.34% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 2 years | 7.28% | 6.88% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 7.28% | 6.97% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.28% | 6.8% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 7.28% | 7.35% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 2 years | 7.33% | 6.94% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.33% | 6.85% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 7.33% | 7.02% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.38% | 7.08% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.38% | 7.15% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.43% | 7.13% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.43% | 7.2% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 7.68% | 7.28% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 1 year | 7.68% | 7.2% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 7.68% | 7.36% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 5 years | 7.78% | 7.55% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 4 years | 7.78% | 7.48% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 7.83% | 7.59% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 2 years | 7.83% | 7.51% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 1 year | 7.83% | 7.44% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Introductory · 2 years | 7.88% | 7.72% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 3 years | 7.88% | 7.77% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 1 year | 7.88% | 7.66% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 5 years | 7.93% | 7.76% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 4 years | 7.93% | 7.69% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 5 years | 7.98% | 7.92% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |
| Fixed · 4 years | 7.98% | 7.86% | Loan-to-Value Ratio (LVR) 90.01–95%; Loan amount $50,000–$2,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.78% | 7.1% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 6.83% | 7.15% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Variable | 7.18% | 7.5% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Variable | 7.43% | 7.74% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 7.68% | 7.36% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.68% | 7.19% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 7.68% | 7.28% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 7.73% | 7.25% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 7.73% | 7.42% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 7.73% | 7.25% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.78% | 7.55% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.78% | 7.48% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount - Regional $50,000–$3,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 7.83% | 7.61% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 7.83% | 7.53% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount - Regional $50,000–$2,000,000; Loan amount - Regional $50,000–$3,500,000 |
| Fixed · 2 years | 8.08% | 7.68% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 8.08% | 7.77% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 1 year | 8.08% | 7.6% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 5 years | 8.18% | 7.96% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 4 years | 8.18% | 7.88% | Loan-to-Value Ratio (LVR) 80.01–85%; Loan amount $50,000–$3,000,000 |
| Fixed · 3 years | 8.23% | 7.99% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 2 years | 8.23% | 7.91% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 1 year | 8.23% | 7.83% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 5 years | 8.33% | 8.16% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |
| Fixed · 4 years | 8.33% | 8.09% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$3,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Lenders Annual Facility Fee — Charged yearly · Referred as Annual Account Fee in the collateral. At settlement, then added to the schedule balance on anniversary of the loan charged per loan, this is not a package fee | Ongoing | $349.00 |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 94% to 95% for Investment properties. | Upfront | 5.75% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 93% to 94% for Investment properties. | Upfront | 5.5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 88% to 89% for Investment properties. | Upfront | 3.75% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 85% to 86% for Investment properties. | Upfront | 3% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 83% to 84% for Investment properties. | Upfront | 2.5% of balance |
| Lenders Protection Fee — This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties. | Upfront | 2.5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 91% to 92% for Investment properties. | Upfront | 5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties. | Upfront | 3.5% of balance |
| Lenders Protection Fee — This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties. | Upfront | 1.25% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties. | Upfront | 2.75% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 87% to 88% for Investment properties. | Upfront | 3.5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 86% to 87% for Investment properties. | Upfront | 3.25% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 81% to 82% for Investment properties. | Upfront | 2% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 80% to 81% for Investment properties. | Upfront | 1.75% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties. | Upfront | 4.5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties. | Upfront | 3.25% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties. | Upfront | 2% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 82% to 83% for Investment properties. | Upfront | 2.25% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties. | Upfront | 5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 94% to 95% for Owner Occupied properties. | Upfront | 5.25% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties. | Upfront | 4.75% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties. | Upfront | 4% of balance |
| Lenders Protection Fee - Owner Occupied — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties. | Upfront | 3% of balance |
| Lenders Protection Fee - Owner Occupied — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties. | Upfront | 2.25% of balance |
| Lenders Protection Fee — This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties. | Upfront | 1.5% of balance |
| Lenders Protection Fee — This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties. | Upfront | 1.75% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 92% to 93% for Investment properties. | Upfront | 5.25% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 90% to 91% for Investment properties. | Upfront | 4.5% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 89% to 90% for Investment properties. | Upfront | 4% of balance |
| Loan Risk Fee — Referred as Lenders Protection Fee in the attached collateral. This fee is applicable to loans with an LVR from 84% to 85% for Investment properties. | Upfront | 2.75% of balance |
| Discharge Administration Fee — Referred as Discharge Fee in the product collateral. | Exit | $595.00 |
| Third Party Costs  — Referred as Solicitor Documentation Fee in the collateral. | Upfront | $275.00 |

## Features

- **Digital banking** (App or Internet)
- **Split Loans: Up to 4 splits allowed **
- **Cash Out:  >90% LVR – Cash out not available.
> 80% and ≤ 90% LVR – limited to 20% of security value.  
≤ 80% LVR – unlimited.**
- **Acceptable securities: Residential property **
- **Card access** — Visa Debit Card - Yes (branding will be Origin Mortgage Management Service)
- **Redraw facility** (Yes)
- **Offset account** (Yes - Up to 10 Offset facilities
available)
- **Acceptable borrowers - PAYG, Self Employed, Trust &
Company (Bolt)**
- **Extra repayments** (Unlimited )
- **Repayments / Frequency - Principal and Interest 
(weekly, fortnightly, monthly)
Interest Only (monthly) **
- **Fixed Rate Lock  (Optional)**

## Eligibility

- **Individuals only** (are individual borrowers (as single or joint borrowers))
- **Minimum age** — 18 years (be at least 18 years of age and above)
- **Residency status** — is either an Australian Citizen or a Permanent Resident of Australia, living in Australia
- **provide sufficient security in accordance with our lending eligibility criteria, and/or a guarantor who supports the loan also meets our lending eligibility criteria.**
- **meets our lending eligibility criteria**

## Constraints

- **Maximum limit** — $3,500,000.00 (This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 80% to 90% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 90% to 95% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 0% to 70% from Regional areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 70% to 80% from Regional areas)
- **Maximum LVR** — 90% (The maximum LVR for Investment (INV) and Interest Only (IO) product is 90% )
- **Maximum LVR** — 80% (The maximum LVR for Owner Occupied (OO) and Interest Only (IO) product is 80% )
- **Maximum LVR** — 95% (The maximum LVR for Principal & Interest (P&I) product is 95%)
- **Minimum limit** — $50,000.00 (The minimum loan amount for this product is $50,000)
- **Maximum limit** — $3,500,000.00 (The maximum loan amount for this product is $3,500,000)
- **The maximum loan term is 360 months**

## Data provenance

- Published by Zeus - Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited under the Consumer Data Right
- Product ID: `Zeus Own`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited/Zeus%20Own
- Provider page: https://www.cdrcompare.au/brands/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited

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Source: [CDR Compare](https://www.cdrcompare.au/brands/zeus-credit-provided-by-origin-mortgage-management-services-a-trading-name-of-columbus-capital-pty-limited/products/Zeus%20Own) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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