---
title: "Car loans: banks vs manufacturer finance compared"
description: "Secured car loans from three banks alongside a manufacturer's own finance arm."
canonical: https://www.cdrcompare.au/comparisons/car-loans
source: "CDR Compare"
language: en-AU
---

# Car loans: banks vs manufacturer finance

> Secured car loans from three banks alongside a manufacturer's own finance arm.

These are starting points, not recommendations. Products are never ranked or scored, providers are listed alphabetically within each set, and nothing here is financial advice.

## Side by side

| Product | Provider | Headline | Detail |
| --- | --- | --- | --- |
| Secured Fixed Rate Car Loan | CommBank | From: 6.79% | https://www.cdrcompare.au/brands/commbank/products/4bf3ecbdf7b447ef97c815751377715d |
| Secured Fixed Car Loan | Great Southern Bank | From: 15% | https://www.cdrcompare.au/brands/great-southern-bank/products/3000-4605 |
| NAB Car Loan | NATIONAL AUSTRALIA BANK | From: 5.99% | https://www.cdrcompare.au/brands/national-australia-bank/products/9cd6d537-791e-4256-a57d-f0213720a4c0 |
| Personal Fixed Rate Car Loan | Toyota Finance | — | https://www.cdrcompare.au/brands/toyota-finance/products/10 |

### Secured Fixed Rate Car Loan — CommBank

Unlock the value of your car for a typically reduced interest rate.

- **From:** 6.79% (8.2% comparison)

Full detail: https://www.cdrcompare.au/brands/commbank/products/4bf3ecbdf7b447ef97c815751377715d.md

### Secured Fixed Car Loan — Great Southern Bank

Whether you’re after a new or used car, a Secured Car Loan can give you the freedom to make extra repayments and pay it off sooner without being penalised - unlike some dealer finance.

- **From:** 15% (6.63% comparison)

Full detail: https://www.cdrcompare.au/brands/great-southern-bank/products/3000-4605.md

### NAB Car Loan — NATIONAL AUSTRALIA BANK

Buy a car with your NAB Car Loan. Apply in minutes with same-day pre-approval and funds within one business day of us agreeing the loan

- **From:** 5.99% (7.55% comparison)

Full detail: https://www.cdrcompare.au/brands/national-australia-bank/products/9cd6d537-791e-4256-a57d-f0213720a4c0.md

### Personal Fixed Rate Car Loan — Toyota Finance

Get personalised car finance that’s tailored to you. With a fixed interest rate that doesn't change for the life of your loan, your ideal Toyota is within reach.

Full detail: https://www.cdrcompare.au/brands/toyota-finance/products/10.md

## Category

Personal Loans. Every provider that publishes in this category is in the directory at https://www.cdrcompare.au/.

## A different mix

This exact set is editable at https://www.cdrcompare.au/compare?p=commbank:4bf3ecbdf7b447ef97c815751377715d,great-southern-bank:3000-4605,national-australia-bank:9cd6d537-791e-4256-a57d-f0213720a4c0,toyota-finance:10 — swap any product for another provider's.

---

Source: [CDR Compare](https://www.cdrcompare.au/comparisons/car-loans) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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