---
title: "High-interest savings accounts compared"
description: "Bonus-rate savings accounts from four providers, with the conditions each one attaches to the headline rate."
canonical: https://www.cdrcompare.au/comparisons/high-interest-savings
source: "CDR Compare"
language: en-AU
---

# High-interest savings accounts

> Bonus-rate savings accounts from four providers, with the conditions each one attaches to the headline rate.

These are starting points, not recommendations. Products are never ranked or scored, providers are listed alphabetically within each set, and nothing here is financial advice.

## Side by side

| Product | Provider | Headline | Detail |
| --- | --- | --- | --- |
| Savings Maximiser | ING BANK (Australia) Ltd | Base rate: 0.01% | https://www.cdrcompare.au/brands/ing-bank-australia-ltd/products/b7bb9da4-3913-484c-8d2d-3fc99b9b4a72 |
| Macquarie Savings Account | Macquarie Bank Limited | Base rate: 5% | https://www.cdrcompare.au/brands/macquarie-bank-limited/products/SV001MBLSAV001 |
| Save account | UBank | Bonus rate: 5.1% | https://www.cdrcompare.au/brands/ubank/products/1 |
| Up Saver | Up | Base rate: 0% | https://www.cdrcompare.au/brands/up/products/up-saver |

### Savings Maximiser — ING BANK (Australia) Ltd

High variable interest rate. And no fees or penalties on withdrawals.

- **Base rate:** 0.01%
- **Bonus rate:** 5.49% (conditions apply)

Full detail: https://www.cdrcompare.au/brands/ing-bank-australia-ltd/products/b7bb9da4-3913-484c-8d2d-3fc99b9b4a72.md

### Macquarie Savings Account — Macquarie Bank Limited

A high-interest online savings account with no monthly fees, easy withdrawals and award-winning digital banking.

- **Base rate:** 5%
- **Intro rate:** 5.35% (conditions apply)

Full detail: https://www.cdrcompare.au/brands/macquarie-bank-limited/products/SV001MBLSAV001.md

### Save account — UBank

Save account

- **Bonus rate:** 5.1% (conditions apply)

Full detail: https://www.cdrcompare.au/brands/ubank/products/1.md

### Up Saver — Up

Up Savers are free to use and pay up to 5.35% p.a. interest per month. Create up to 50 Savers that include features to support money management, like Pay Splitting and scheduled transfers.

- **Base rate:** 0%
- **Bonus rate:** 3.35% (conditions apply)

Full detail: https://www.cdrcompare.au/brands/up/products/up-saver.md

## Category

Transaction & Savings Accounts. Every provider that publishes in this category is in the directory at https://www.cdrcompare.au/.

## A different mix

This exact set is editable at https://www.cdrcompare.au/compare?p=ing-bank-australia-ltd:b7bb9da4-3913-484c-8d2d-3fc99b9b4a72,macquarie-bank-limited:SV001MBLSAV001,ubank:1,up:up-saver — swap any product for another provider's.

---

Source: [CDR Compare](https://www.cdrcompare.au/comparisons/high-interest-savings) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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