---
title: "Low-rate credit cards compared"
description: "Each provider's lowest-purchase-rate card, so the annual fee and interest-free terms sit next to each other."
canonical: https://www.cdrcompare.au/comparisons/low-rate-credit-cards
source: "CDR Compare"
language: en-AU
---

# Low-rate credit cards

> Each provider's lowest-purchase-rate card, so the annual fee and interest-free terms sit next to each other.

These are starting points, not recommendations. Products are never ranked or scored, providers are listed alphabetically within each set, and nothing here is financial advice.

## Side by side

| Product | Provider | Headline | Detail |
| --- | --- | --- | --- |
| ANZ Low Rate | ANZ | Purchase rate: 13.74% | https://www.cdrcompare.au/brands/anz/products/7c74f4ae-4965-08a0-c5c0-7bf2c677269b |
| Low Rate Credit Card (New) | Great Southern Bank | Purchase rate: 11.99% | https://www.cdrcompare.au/brands/great-southern-bank/products/2691-0100 |
| Orange One Low Rate | ING BANK (Australia) Ltd | Purchase rate: 12.99% | https://www.cdrcompare.au/brands/ing-bank-australia-ltd/products/5031dc6b-6993-4de1-8e0b-a96de30c2f28 |
| Low Rate Card | Westpac | Purchase rate: 13.74% | https://www.cdrcompare.au/brands/westpac/products/CCLowRate |

### ANZ Low Rate — ANZ

A credit card with a low ongoing interest rate for your everyday purchases

- **Purchase rate:** 13.74%
- **Annual fee:** $58.00

Full detail: https://www.cdrcompare.au/brands/anz/products/7c74f4ae-4965-08a0-c5c0-7bf2c677269b.md

### Low Rate Credit Card (New) — Great Southern Bank

A VISA credit card with a low rate and a low monthly fee.

- **Purchase rate:** 11.99%

Full detail: https://www.cdrcompare.au/brands/great-southern-bank/products/2691-0100.md

### Orange One Low Rate — ING BANK (Australia) Ltd

The credit card that gives you a low interest rate plus no ING international transaction fees when you shop overseas or online.

- **Purchase rate:** 12.99%
- **Annual fee:** $48.00

Full detail: https://www.cdrcompare.au/brands/ing-bank-australia-ltd/products/5031dc6b-6993-4de1-8e0b-a96de30c2f28.md

### Low Rate Card — Westpac

Our Low Rate Card provides a lower interest rate on purchases, plus a lower monthly card fee to help reduce your credit card costs.

- **Purchase rate:** 13.74%

Full detail: https://www.cdrcompare.au/brands/westpac/products/CCLowRate.md

## Category

Credit & Charge Cards. Every provider that publishes in this category is in the directory at https://www.cdrcompare.au/.

## A different mix

This exact set is editable at https://www.cdrcompare.au/compare?p=anz:7c74f4ae-4965-08a0-c5c0-7bf2c677269b,great-southern-bank:2691-0100,ing-bank-australia-ltd:5031dc6b-6993-4de1-8e0b-a96de30c2f28,westpac:CCLowRate — swap any product for another provider's.

---

Source: [CDR Compare](https://www.cdrcompare.au/comparisons/low-rate-credit-cards) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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