---
title: "Farm Management Deposit Fixed Term — ANZ"
description: "Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/34fde390-c762-4c5b-90f1-f65af6c0aa3b
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T14:01:00.000Z
---

# Farm Management Deposit Fixed Term — ANZ

> Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A tax efficient investment account for primary producers that can help you manage uneven cashflow

## At a glance

- **Fixed rate:** 5.2% (1 year)

## Apply

Applications are handled by the provider: [Apply at ANZ](https://www.anz.com.au/business/accounts/specialist-accounts/farm-management-deposits/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months (Balance between $1,000 and $29,999. Term between 3 and 6 months. Interest is paid at maturity.) | 3.9% | Balance $1,000–$29,999; Term 3–6 months | yearly |
| Fixed · 6 months (Balance between $1,000 and $29,999. Term between 6 and 12 months. Interest is paid at maturity.) | 4.8% | Balance $1,000–$29,999; Term 6–12 months | yearly |
| Fixed · 1 year (Balance between $1,000 and $29,999. Term between 12 and 18 months. Interest is paid annually and at maturity.) | 5.2% | Balance $1,000–$29,999; Term 12–18 months | yearly |
| Fixed · 18 months (Balance between $1,000 and $29,999. Term between 18 and 36 months. Interest is paid annually and at maturity.) | 4.7% | Balance $1,000–$29,999; Term 18–36 months | yearly |
| Fixed · 3 years (Balance between $1,000 and $29,999. Term 36 months or over. Interest is paid annually and at maturity.) | 4.5% | Balance $1,000–$29,999; Term 36+ months | yearly |
| Fixed · 3 months (Balance between $30,000 and $49,999. Term between 3 and 6 months. Interest is paid at maturity.) | 3.9% | Balance $30,000–$49,999; Term 3–6 months | yearly |
| Fixed · 6 months (Balance between $30,000 and $49,999. Term between 6 and 12 months. Interest is paid at maturity.) | 4.8% | Balance $30,000–$49,999; Term 6–12 months | yearly |
| Fixed · 1 year (Balance between $30,000 and $49,999. Term between 12 and 18 months. Interest is paid annually and at maturity.) | 5.2% | Balance $30,000–$49,999; Term 12–18 months | yearly |
| Fixed · 18 months (Balance between $30,000 and $49,999. Term between 18 and 36 months. Interest is paid annually and at maturity.) | 4.7% | Balance $30,000–$49,999; Term 18–36 months | yearly |
| Fixed · 3 years (Balance between $30,000 and $49,999. Term 36 months or over. Interest is paid annually and at maturity.) | 4.5% | Balance $30,000–$49,999; Term 36+ months | yearly |
| Fixed · 3 months (Balance between $50,000 and $99,999. Term between 3 and 6 months. Interest is paid at maturity.) | 3.9% | Balance $50,000–$99,999; Term 3–6 months | yearly |
| Fixed · 6 months (Balance between $50,000 and $99,999. Term between 6 and 12 months. Interest is paid at maturity.) | 4.8% | Balance $50,000–$99,999; Term 6–12 months | yearly |
| Fixed · 1 year (Balance between $50,000 and $99,999. Term between 12 and 18 months. Interest is paid annually and at maturity.) | 5.2% | Balance $50,000–$99,999; Term 12–18 months | yearly |
| Fixed · 18 months (Balance between $50,000 and $99,999. Term between 18 and 36 months. Interest is paid annually and at maturity.) | 4.7% | Balance $50,000–$99,999; Term 18–36 months | yearly |
| Fixed · 3 years (Balance between $50,000 and $99,999. Term 36 months or over. Interest is paid annually and at maturity.) | 4.5% | Balance $50,000–$99,999; Term 36+ months | yearly |
| Fixed · 3 months (Balance between $100,000 and $199,999. Term between 3 and 6 months. Interest is paid at maturity.) | 3.9% | Balance $100,000–$199,999; Term 3–6 months | yearly |
| Fixed · 6 months (Balance between $100,000 and $199,999. Term between 6 and 12 months. Interest is paid at maturity.) | 4.8% | Balance $100,000–$199,999; Term 6–12 months | yearly |
| Fixed · 1 year (Balance between $100,000 and $199,999. Term between 12 and 18 months. Interest is paid annually and at maturity.) | 5.2% | Balance $100,000–$199,999; Term 12–18 months | yearly |
| Fixed · 18 months (Balance between $100,000 and $199,999. Term between 18 and 36 months. Interest is paid annually and at maturity.) | 4.7% | Balance $100,000–$199,999; Term 18–36 months | yearly |
| Fixed · 3 years (Balance between $100,000 and $199,999. Term 36 months or over. Interest is paid annually and at maturity.) | 4.5% | Balance $100,000–$199,999; Term 36+ months | yearly |
| Fixed · 3 months (Balance between $200,000 and $399,999. Term between 3 and 6 months. Interest is paid at maturity.) | 3.9% | Balance $200,000–$399,999; Term 3–6 months | yearly |
| Fixed · 6 months (Balance between $200,000 and $399,999. Term between 6 and 12 months. Interest is paid at maturity.) | 4.8% | Balance $200,000–$399,999; Term 6–12 months | yearly |
| Fixed · 1 year (Balance between $200,000 and $399,999. Term between 12 and 18 months. Interest is paid annually and at maturity.) | 5.2% | Balance $200,000–$399,999; Term 12–18 months | yearly |
| Fixed · 18 months (Balance between $200,000 and $399,999. Term between 18 and 36 months. Interest is paid annually and at maturity.) | 4.7% | Balance $200,000–$399,999; Term 18–36 months | yearly |
| Fixed · 3 years (Balance between $200,000 and $399,999. Term 36 months or over. Interest is paid annually and at maturity.) | 4.5% | Balance $200,000–$399,999; Term 36+ months | yearly |
| Fixed · 3 months (Balance between $400,000 and $800,000. Term between 3 and 6 months. Interest is paid at maturity.) | 3.9% | Balance $400,000–$800,000; Term 3–6 months | yearly |
| Fixed · 6 months (Balance between $400,000 and $800,000. Term between 6 and 12 months. Interest is paid at maturity.) | 4.8% | Balance $400,000–$800,000; Term 6–12 months | yearly |
| Fixed · 1 year (Balance between $400,000 and $800,000. Term between 12 and 18 months. Interest is paid annually and at maturity.) | 5.2% | Balance $400,000–$800,000; Term 12–18 months | yearly |
| Fixed · 18 months (Balance between $400,000 and $800,000. Term between 18 and 36 months. Interest is paid annually and at maturity.) | 4.7% | Balance $400,000–$800,000; Term 18–36 months | yearly |
| Fixed · 3 years (Balance between $400,000 and $800,000. Term 36 months or over. Interest is paid annually and at maturity.) | 4.5% | Balance $400,000–$800,000; Term 36+ months | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early termination administration fee — Where ANZ agrees to an early withdrawal the following early redemption structure will apply.  An administration fee of $30 will be charged and the money you withdraw early will incur an interest rate reduction based on the percentage of the original term that has elapsed. Refer to ANZ Farm Management Deposit Account Terms and Conditions for more information. | Event | $30.00 |

## Features

- **Digital banking** (Access using ANZ Internet Banking or ANZ App)

## Eligibility

- **Be an individual primary producer with taxable non-primary production income of no more than $100,000**
- **Hold a farm management deposit for at least 12 months to qualify for tax concessions**

## Constraints

- **Minimum limit** — $1,000.00
- **Maximum limit** — $800,000.00

## More information from ANZ

- [Overview](https://www.anz.com.au/business/products/accounts/specialist-accounts/farm-management-deposits/?CID=af:obank:ag)
- [Terms & conditions](https://www.anz.com.au/business/help-support/terms-conditions/?section=SBS&CID=af:obank:ag)
- [Eligibility](https://www.anz.com.au/business/products/accounts/specialist-accounts/farm-management-deposits/?CID=af:obank:ag)
- [Fees & pricing](https://www.anz.com.au/business/products/accounts/specialist-accounts/farm-management-deposits/?CID=af:obank:ag)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `34fde390-c762-4c5b-90f1-f65af6c0aa3b`
- Last updated by the provider: 1 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/34fde390-c762-4c5b-90f1-f65af6c0aa3b
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/34fde390-c762-4c5b-90f1-f65af6c0aa3b) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)