---
title: "Commercial Loans - Revolving Line of Credit — Arab Bank Australia Limited"
description: "Business Loans from Arab Bank Australia Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/arab-bank-australia-limited/products/COMLOC01
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T01:39:55.237712Z
---

# Commercial Loans - Revolving Line of Credit — Arab Bank Australia Limited

> Business Loans from Arab Bank Australia Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Arab Bank Australia Ltd Prod**

A product designed for businesses in need of a loan to expand or develop their existing business.

## At a glance

- **From:** 11.75% (0% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Flexible repayment structures including principal and interest or interest only.) | 11.75% | 0% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Discharge of Security Fee — Payable if the Bank agrees to discharge a security.  The Bank may use some or all of this fee to pay its external costs.  It does not include any solicitor costs or fees payable to a government registry to register a release of the security | Exit | $250.00 |
| Application Fee — Standard minimum is 0.35% of the approved borrowed amount. Fee rate varies depending on borrower's application. | Upfront | 0.35% of transaction |
| Title Change Fee — Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees payable to a government registry to register a document. | Event | $100.00 |
| Rollover Fee — Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to variable interest rate. | Event | $300.00 |
| Search Fee — Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility.  It is calculated on the basis of the time that it takes the Bank’s staff to search for the document. | Transaction | $70.00 |
| Deed Production Fee — Payable by the Customer whenever the Bank is required to produce a document to a government registry.  It does not include any solicitor costs or fees payable to a government registry to register a document | Event | $60.00 |
| Additional Security Consent Fee — Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security.  It is payable whether or not the Bank consents to the security interest | Event | $150.00 |
| Direct Debit Dishonour Fee — Payable whenever a direct debit to the Customer’s loan account is dishonoured. | Event | $35.00 |
| Transfer Fee — Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any other amendments to the agreement. It does not include any solicitor costs or fees payable to a government registry to register a document. | Event | $300.00 |
| Tenanted Security Report Fee — Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that the Customer no longer occupies the security property.  It is calculated on the basis of the time that it takes the Bank’s staff or agents to inspect the security property. | Event | $100.00 |
| Line Fee — Charged yearly · Standard minimum line fee is 1% of the approved limit. Fee rate may vary. | Ongoing | 1% of transaction |

## Features

- **Digital banking**
- **• Ability to access to the funds through EFTPOS, ATM, or aba.online • Interest only repayments • No set repayment schedule • Ability to deposit salary or any other income directly into the facility (every dollar deposited into the facility immediately reduces interest repayments due) • Ability to access funds paid into the facility at any time (up to an agreed limit) • Ability to access funds online via internet banking application • competitive rates of interest.**

## Eligibility

- **• Individuals with existing equity in a residential home or investment property. • Minimum loan amount: $20,000 • Maximum loan amount: up to $500,000 • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements. • The security for this product should be a residential property. Maximum loan to value ratio is 80% of the property value.**

## Constraints

- **Maximum limit** — $500,000.00
- **Minimum limit** — $20,000.00

## More information from Arab Bank Australia Limited

- [Overview](https://www.arabbank.com.au/business/loans/commercial-loans)

## Data provenance

- Published by Arab Bank Australia Limited under the Consumer Data Right
- Product ID: `COMLOC01`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/arab-bank-australia-limited/COMLOC01
- Provider page: https://www.cdrcompare.au/brands/arab-bank-australia-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000353

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/arab-bank-australia-limited/products/COMLOC01) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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