Personal Loan Personal Lending 1-5 Years Fixed Unsecured
Personal Loan Personal Lending 1-5 Years Fixed Unsecured
- From
- 9.64%
- 11% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year | 9.64% | 11% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Stamp Duty On Goods Security Agreement Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost | Upfront | $0.00 |
| Arrears Fee Payable immediately if all or any part of a repayment is 7 days in arrears. A further Arrears Fee of $20 is payable at the expiry of 30 days after the account falls into arrears if all or any part of the repayment remains in arrears. | Late payment | $20.00 |
| Loans With A Fixed Rate Term - Break Cost Fee If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. Fee is at cost | Event | From $0.00 |
| Personal Loan Establishment Fee Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.
| Upfront | $195.00 |
Features
- Redraw facility
- Minimum of $500 per redraw
- PayID
- Digital banking
Eligibility
- Residency status — Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- Minimum age — 18 years
- Available to Members only
Constraints
- Minimum limit — $5,000.00
More Information
Published by Bank First under the Consumer Data Right · Last updated 1 May 2026 · Product ID faaa717f-e6f6-44cf-a05e-6d1b268f4aa8 · View on CDR.gov.au