Fixed Rate Small Business Loan
Business LoansData Sharing Status
With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.
Features
- Repayment options : Flexible repayment options.
- Tax Savings: Potential tax benefits.
- No business size requirement
- No fees for making extra repayments on a variable interest rate loan
- Choose a repayment frequency suited to your cashflow
- Provides interest rate certainty and set repayments to help with budgeting
- Interest can be paid monthly to help manage your cashflow
- For more information on our fixed rates, please get in touch with our business finance specialist
- Relationship management
- Relationship management is available for eligible customers.
Eligibility
- Minimum age — 18 years An individual 18 years and above
- A business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes
- Meets the credit criteria and credit policy requirements under an applicable offer for this product.
Constraints
- Minimum limit — $20,000.00Borrow from $20,000 and above
- Loan term up to 30 years, depending on rate option chosen and security provided.
More Information
Published by Bank of Melbourne under the Consumer Data Right · Last updated 9 July 2026 · Product ID BOMFixedRateSmallBusinessLoan · View on CDR.gov.au · View Source Data (JSON)