L5 Mortgage Insured Home Loan
Home LoansData Sharing Status
FSCU offer the Mortgage Insure home loan with lenders mortgage insurance (LMI), this may help you enter the property market sooner by taking out a home loan with a smaller deposit
- From (owner occupied)
- 6.09%
- 6.1% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.09% | 6.1% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee # | Upfront | $300.00 |
| Application Fee # | Upfront | $150.00 |
| PEXA Settlement Fee | Upfront | $71.28 |
| Discharge Mortgage Amin Fee## | Event | $150.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $204.00 |
Features
- Digital banking
- View the balance of the account and transfer extra funds whenever you like for free
- Extra repayments
- Product has the option to accept extra repayments without incurring additional charges.
- Offset account
- The balance in this account reduces the interest you pay on your mortgage.
- Redraw facility
- Minimum redraw amount $1,000 - capped at $20,000
Eligibility
- Minimum age — 18 years
- Individuals only
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- Residency status — Australian Residents only
Constraints
- Minimum limit — $150,000.00
More Information
Published by Fire Service Credit Union under the Consumer Data Right · Last updated 1 July 2026 · Product ID 26 · View on CDR.gov.au