Granite SMSF Easy Refinance

Home LoansNegotiable ratesGranite Home Loans

Fees

Fee	Type	Amount
Lender's Annual Facility Fee Charged yearly	Ongoing	$295.00
Loan Facility Variation Fee	Variation	$450.00
Loan Account Variation Fee	Variation	$250.00
Discharge Administration Fee This fee is applicable for SMSF Loans	Exit	$2,200.00

Residency status — the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia
the SMSF has a Corporate Trustee
must hold a beneficial interest in the security property
must meet all relevant legislative and associated regulation requirements to acquire the property & borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1993
must hold the legal interest in the security property on trust for the SMSF
meets our lending eligibility criteria
provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.

Maximum LVR — 90%The maximum LVR rate for this Residential product is 90%
Maximum LVR — 80%The maximum LVR rate for this Commercial product is 80%
The maximum loan term is 360 months for Principal & Interest
The maximum loan term is 60 months for Interest Only
Maximum limit — $3,500,000.00The maximum loan amount for this product is $3,500,000
Minimum limit — $50,000.00"The minimum loan amount for this product is $50,000"

Published by Granite Home Loans Pty Ltd under the Consumer Data Right · Last updated 10 July 2026 · Product ID Granite SMSF Easy Refinance