--- title: "Bridging Loan OO — Great Southern Bank" description: "Home Loans from Great Southern Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/great-southern-bank/products/4100-0601 source: "CDR Compare" language: en-AU last_updated: 2026-05-14T14:00:01.00000Z --- # Bridging Loan OO — Great Southern Bank > Home Loans from Great Southern Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Home Loans** Bridging loans are suitable for customers who are looking to purchase a new property while awaiting sale of their existing proper and seek short-term finance to cover paying both loans. ## At a glance - **From (owner occupied):** 9.81% (9.91% comparison) ## Apply Applications are handled by the provider: [Apply at Great Southern Bank](https://www.greatsouthernbank.com.au/__data/assets/pdf_file/0019/431074/great-southern-bank-home-loan-bridging-loan-target-market-determination.pdf) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Variable (Interest Only repayment: 70% maximum LVR) | 9.81% | 9.91% | Bridging Loan OO 12 months | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Telegraphic transfer fee within Australia — Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia. | Event | $35.00 | | Account Information Fee — Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, traces, document copies (other than those specified above) and/or information pertaining to an account Where further investigation is required an additional hourly rate of $20 per hour will apply. An estimate of the costs involved will be provided prior to the work being undertaken. | Event | $20.00 | | Arrears Letter Fee — Payable where Great Southern Bank sends you a letter in relation to arrears on your account. | Event | $22.00 | | Default Notice Fee — Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account. | Event | $33.00 | | Bridging Loan Establishment Fee — Bridging loan establishment fee applies for a bridging loan which includes the cost of processing the application and the preparation of the Great Southern Bank loan documentation. | Event | $400.00 | | Application Fee — Bridging loan application fee payable at time of making the application and non-refundable. | Event | $350.00 | | Security Adminstration Fee — For each security offered to the Great Southern Bank loan. A securities administration fee applies to all secured credit facilities. The securities administration fee represents the average cost based on typical charges incurred in settling loans, including: • Progressive drawdowns • Bank cheque fee • Agent fee • Land title search • Credit reference fee • PPSR searches • PPSR charges | Upfront | $235.00 | | Discharge Fee — If you pay out the loan partially or in full where a discharge of security is required, or you request a discharge of a security, a discharge fee is payable (per release or transaction). | Exit | $500.00 | | Production Fee — If you request a title held by Great Southern Bank to be produced to a relevant state’s land titles office for any purpose, a production fee is payable. | Event | $100.00 | | Re-documentation Fee — Where a borrower requests, and Great Southern Bank agrees, to a restructure of a loan between approval and funding and that change requires amended documentation to be prepared, a fee will be payable. | Event | $300.00 | | Variation Fee — A variation fee is payable if you request any changes to the Credit Contract or Security - for example: - Re-arrange and/or substitute a security on a mortgage - Consent to any dealings in relation to property - Switch from one interest rate product to another, at the request of the borrower - Where a fixed interest rate has decreased between loan approval and loan funding, at the request of the borrower. | Event | $300.00 | ## Features - **Redraw facility** (Enjoy free redraw. Access your additional home loan repayments with redraw, so you can use it whenever you need some breathing space. A $200 minimum withdrawal amount applies for redraws conducted in-branch.) - **$0 Monthly or annual fees.** - **Digital banking** (Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.) - **Guarantor supported** (A guarantor is someone who promises to repay money that is owed to us under a loan, if for some reason the borrower doesn’t.) - **Extra repayments** (Reach your property goal sooner. Enjoy the flexibility of being able to make unlimited extra repayments without penalty.) ## Eligibility - **Residency status** — You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank - **Minimum age** — 18 years (To be 18 or over) - **Individuals only** (Applications are for individuals and personal use purposes only.) ## Constraints - **Maximum LVR** — 70% (Max LVR for Bridging Loan products is 70%) - **Maximum limit** — $5,000,000.00 - **Minimum limit** — $100,000.00 (Minimum application amount of $100,000; or switching or restructuring of the home loan you already have with us when it includes new borrowing of at least $10,000.) - **Minimum LVR** — 1% (Min LVR for Home Loan products is 1%) ## More information from Great Southern Bank - [Overview](https://www.greatsouthernbank.com.au/__data/assets/pdf_file/0019/431074/great-southern-bank-home-loan-bridging-loan-target-market-determination.pdf) - [Fees & pricing](https://www.greatsouthernbank.com.au/tools-and-services/managing-your-accounts/fees) ## Data provenance - Published by Great Southern Bank under the Consumer Data Right - Product ID: `4100-0601` - Last updated by the provider: 14 May 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/great-southern-bank/4100-0601 - Provider page: https://www.cdrcompare.au/brands/great-southern-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000207 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/great-southern-bank/products/4100-0601) — product data published by Australian data holders under the Consumer Data Right. 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