Broker Term Deposit
A great way to reach your savings goals, with no fees and a competitive interest rate locked in for terms from 31 days to 60 months.
- Fixed rate
- 5.35%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed 31 day fixed term deposit with interest paid at maturity · Minimum deposit for new customer is $10K. | 2.5% | AmountTerm | every 31 days |
| Fixed 6 month fixed term deposit with interest paid at maturity · Minimum deposit for new customer is $10K. | 5.25% | AmountTerm | every 6 months |
| Fixed 24 month fixed term deposit with interest paid annually · Minimum deposit for new customer is $10K. | 5.05% | AmountTerm | yearly |
| Fixed 3 month fixed term deposit with interest paid at maturity · Minimum deposit for new customer is $10K. | 5% | AmountTerm | every 3 months |
| Fixed 12 month fixed term deposit with interest paid at maturity · Minimum deposit for new customer is $10K. | 5.35% | TermAmount |
Fees
| Fee | Type | Amount |
|---|---|---|
| Voucher retrieval fee. Fee charged for voucher/information retrieval by us. | Event | Variable |
| Audit certificate | Event | $35.00 |
| Early Redemption administration fee An Administration fee of $30 will be applied at the time of the time of early withdrawal | Exit | $30.00 |
| Early redemption interest penalty fee If you redeem your Term Deposit early, the amount of interest paid will be the interest accrued based on the interest rate on the day we opened your account less a reduction in interest earned based on the percentage of the term elapsed at the early termination date as outlined in the General Terms which are available on the web site. | Event | Variable |
Features
- Interest is paid to your nominated account.
Eligibility
- This account is available via Australian Money Market
- Individuals onlyTo open a Term Deposit, you must be a natural person.
- Minimum age — 14 yearsTo open an account, you must be 14 years or older.
- Residency status — To open an account, you must be solely a tax resident of Australia.
Constraints
- Minimum balance — $5,000.00Our Term Deposits have a minimum balance of $5,000.00.
More Information
Published by Heartland under the Consumer Data Right · Last updated 15 July 2026 · Product ID TD03.1 · View on CDR.gov.au