Hino Consumer Fixed Rate Loan

The cost to set-up your approved loan with Hino Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee.

The cost of registering Hino Financial Service’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property.

Charged monthly · A monthly fee for the management of your loan account.

This fee covers the dealership’s cost of preparing your finance application on Hino Financial Service’s behalf. The Hino Finance & Insurance Manager within the dealership is responsible for explaining the different types of finance products to you, ensuring that you understand the requirements of the loan, and arranging all the necessary paperwork to submit, manage and finalise your finance application.

Processing each payment made by BPay.

Processing each payment made by BillPay, Cheque, or Direct Deposit.

For replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date.

If your Direct Debit or Cheque payment is dishonoured. Check that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by calling the National Customer Solution Centre on 1300 888 850 (Monday to Friday, 8:30am – 6:00pm AEST)

If you’re late or miss a repayment, and your account goes into arrears. Hino Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. Ensure that your account does not go into arrears. You can also change the date of your payments by calling the National Customer Solution Centre on 1300 888 850 (Monday to Friday, 8:30am – 6:00pm AEST)

If you request contract documentation by calling the Hino Financial Services National Customer Solutions Centre.

This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan.