---
title: "Hino Business Vehicle Loan — Hino Financial Services"
description: "Business Loans from Hino Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hino-financial-services/products/38
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-17T07:50:15Z
---

# Hino Business Vehicle Loan — Hino Financial Services

> Business Loans from Hino Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Need a new or used truck for your business? A smarter way to buy your truck is with a Business Vehicle Loan, or chattel mortgage, from Hino Financial Services. Because you own the truck from day one, you can have the security of knowing that it’s a business asset right from the outset.

There is also the option to trade in an old vehicle which can reduce the repayments. With our range of tailored finance options, you could get into your Hino sooner.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 |
| Account Payment Card Fee — For replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. | Replacement | $5.00 |
| Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. | Exit | Variable |
| Establishment Fee — The cost to set-up your approved loan with Hino Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 |
| Information Request Fee — If you request contract documentation by calling the Hino Financial Services National Customer Solutions Centre | Event | $25.00 |
| Late Payment Fee — 30 · If you’re late or miss a repayment, and your account goes into arrears. Hino Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. | Late payment | $25.00 |
| Dealer Origination Fee — This fee covers the dealership’s cost of preparing your finance application on Hino Financial Service’s behalf. The Hino Finance & Insurance Manager within the dealership is responsible for explaining the different types of finance products to you, ensuring that you understand the requirements of the loan, and arranging all the necessary paperwork to submit, manage and finalise your finance application. | Upfront | $1,375.00 |
| Payment Dishonour Fee — If your Direct Debit or Cheque payment is dishonoured. | Dishonour | $3.25 |
| Payment Method Fee – BPay — Processing each payment made by BPay. | Payment | $1.50 |
| Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit) — Processing each payment made by BillPay, Cheque, or Direct Deposit. | Payment | $3.00 |
| Vehicle Security Registration Fee — The cost of registering Hino Financial Service’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property. | Upfront | $6.00 |

## Features

- **Cost-effective truck ownership, with finance solutions tailored to suit your needs and to help grow your business. Your business owns the truck from the start of the loan You can include insurance products, warranty and on-road costs to your loan Income tax deductions may be available depending on your usage of the vehicle Choose your loan term (up to 7 years) The ability to make extra repayments to reduce the total interest payable. Option of a balloon payment at the end of the loan**
- **Input Tax Credit (if applicable) may be claimed up-front via business activity statement depending on use of the vehicle. No GST on payments Hino Tailored Rate* based on your individual business circumstances  Fixed interest rate for the loan term**
- **Extra repayments**
- **Digital banking**

## Eligibility

- **Minimum age** — 18 years
- **Business customers**

## Constraints

- **Minimum limit** — $5,000.00
- **Minimum loan term 12 months**
- **Maximum loan term 84 months**

## More information from Hino Financial Services

- [Overview](https://www.hino.com.au/finance/hino-business-vehicle-loan/)

## Data provenance

- Published by Hino Financial Services under the Consumer Data Right
- Product ID: `38`
- Last updated by the provider: 17 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hino-financial-services/38
- Provider page: https://www.cdrcompare.au/brands/hino-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hino-financial-services/products/38) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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