Hino Business Vehicle Loan
Need a new or used truck for your business? A smarter way to buy your truck is with a Business Vehicle Loan, or chattel mortgage, from Hino Financial Services. Because you own the truck from day one, you can have the security of knowing that it’s a business asset right from the outset. There is also the option to trade in an old vehicle which can reduce the repayments. With our range of tailored finance options, you could get into your Hino sooner.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Administration Fee Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 |
| Account Payment Card Fee For replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. | Replacement | $5.00 |
| Early Termination Fee This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. | Exit | Variable |
| Establishment Fee The cost to set-up your approved loan with Hino Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 |
| Information Request Fee If you request contract documentation by calling the Hino Financial Services National Customer Solutions Centre | Event | $25.00 |
| Late Payment Fee If you’re late or miss a repayment, and your account goes into arrears. Hino Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. |
Features
- Cost-effective truck ownership, with finance solutions tailored to suit your needs and to help grow your business. Your business owns the truck from the start of the loan You can include insurance products, warranty and on-road costs to your loan Income tax deductions may be available depending on your usage of the vehicle Choose your loan term (up to 7 years) The ability to make extra repayments to reduce the total interest payable. Option of a balloon payment at the end of the loan
- Input Tax Credit (if applicable) may be claimed up-front via business activity statement depending on use of the vehicle. No GST on payments Hino Tailored Rate* based on your individual business circumstances Fixed interest rate for the loan term
- Extra repayments
- Digital banking
Eligibility
- Minimum age — 18 years
- Business customers
Constraints
- Minimum limit — $5,000.00
- Minimum loan term 12 months
- Maximum loan term 84 months
More Information
Published by Hino Financial Services under the Consumer Data Right · Last updated 1 July 2026 · Product ID 38