1 Year Fixed (Non- Package)
Home LoansData Sharing Status
1 year fixed rate loan
- From (owner occupied)
- 7.09%
- 7.57% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year O/O Fixed 1 Year P&I (LVR<=80%) | 7.09% | 7.57% | LVR |
| Fixed · 1 year O/O Fixed 1 Year P&I (LVR>80%) | 7.09% | 7.84% | LVR |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year O/O Fixed 1 Year IO (LVR<=80%) | 7.34% | 7.6% | LVR |
Investment — Principal & interest
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee When we processes a customers loan application. Waived during campaign | Upfront | $600.00 |
| Settlement Fee When a customers loan is first drawn. Waived during campaign | Upfront | $150.00 |
| Loan Splitting Fee For a fourth loan account or more. | Upfront | $100.00 |
| Guarantor Preparation Fee When there is a guarantor and we prepare a guarantee document | Upfront | $100.00 |
| Multiple Security Property Fee When we prepare each mortgage for the third security or more. Payable in addition to any other security preparation fees. | Upfront | $150.00 |
| Fixed Rate Lock Fee When a fixed loan is first drawn, or is fixed through a variation; and the customer opts for fixed rate lock. | Upfront | $750.00 |
| Discharge Fee When we discharge the mortgage over the security property |
Features
- Extra repayments
- Up to $10,000 extra repayments per year
- Split your loan balance into separate fixed rate and variable rate accounts
Eligibility
- Minimum age — 18 years
Constraints
- Minimum limit — $50,000.00
- Maximum limit — $15,000,000.00
- Minimum LVR — 0.01%
- Maximum LVR — 90%
More Information
Published by HSBC under the Consumer Data Right · Last updated 17 May 2026 · Product ID 1YFNP · View on CDR.gov.au