HSBC Bonus Savings Account - NZD
Build your foreign currency savings with the benefit of easy access to your money via branch, phone, internet or mobile banking.
- Base rate
- 0.5%
- Bonus rate
- 1.5%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Variable interest rate paid on balances up to NZD$6,000,000 | 0.5% | — | monthly |
| Bonus To receive the Monthly Bonus, ensure the closing account balance of the month is $350 NZD higher (excluding interest paid during the month) than the opening balance of that month. · To receive the Monthly Bonus, ensure the closing account balance of the month is $350 NZD higher (excluding interest paid during the month) than the opening balance of that month. · Variable interest rate paid on balances up to NZD$6,000,000 | 1.5% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| International Transfer from a bank to your HSBC account This fee applies to receiving payment into the account in AUD, a foreign currency or a currency different to your account | Deposit | $10.00 |
| Transfer from a local bank to your HSBC account in a foreign currency | Deposit | $10.00 |
| Real Time Gross Settlement Transfer (RTGS) from a local bank to your HSBC account in AUD | Deposit | $10.00 |
| Foreign currency cheques/drafts issued by a bank and paid into your HSBC account This fee applies to receiving payment into the account in AUD, the same foreign currency or a different foreign currency | Deposit | $10.00 |
| International Transfer made via HSBC Branch You can choose to pay a Correspondent Bank Cover Fee of AUD30, and we will cover the intermediary/correspondent bank charges.If you do not wish to pay the Correspondent Bank Cover Fee, you can have the intermediary/correspondent bank fees charged to the recipient. This means the amount the payee receives will be less than the amount you send as any intermediary/correspondent bank fees will be automatically deducted. | Payment | $20.00 |
| International Transfer made via Online Banking |
Features
- Unlimited transactions
- Available for 10 foreign currencies.
Eligibility
- Minimum age — 12 yearsMinors aged 12 can apply account in joint name with parent/guardian. Minors aged 16 years or older can apply in own name
- You must have an Australian residential address.
- HSBC Bonus Savings is available for trust account, including SMSF and Non- Trading Entity. Trust accounts are only available via Branch / Contact Centre. Not available via HSBC Website.
Constraints
- Maximum balance — $6,000,000.00NZD
More Information
Published by HSBC under the Consumer Data Right · Last updated 15 December 2025 · Product ID ACSNZD · View on CDR.gov.au