Everyday Global Account
HSBC Everyday Global Account is an everyday bank account which gives you the option of having single or a combination of foreign currency accounts under a single account number with a Visa Debit Card
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| International Transfer from a bank to your HSBC account This fee applies to receiving payment into the account in AUD, a foreign currency or a currency different to your account | Deposit | $10.00 |
| Transfer from a local bank to your HSBC account in a foreign currency | Deposit | $10.00 |
| Real Time Gross Settlement Transfer (RTGS) from a local bank to your HSBC account in AUD | Deposit | $10.00 |
| Foreign currency cheques/drafts issued by a bank and paid into your HSBC account This fee applies to receiving payment into the account in AUD, the same foreign currency or a different foreign currency | Deposit | $10.00 |
| International Transfer made via HSBC Branch You can choose to pay a Correspondent Bank Cover Fee of AUD30, and we will cover the intermediary/correspondent bank charges.If you do not wish to pay the Correspondent Bank Cover Fee, you can have the intermediary/correspondent bank fees charged to the recipient. This means the amount the payee receives will be less than the amount you send as any intermediary/correspondent bank fees will be automatically deducted. | Payment | $20.00 |
| International Transfer made via Online Banking |
Features
- Card access — Visa Debit Card
- Visa Debit card to access your own money when shopping in-store, online and overseas
- Digital wallet — Apple Pay
- Digital banking
- In addition to Australian dollars, you have the choice to buy, hold, save and spend in the following currencies. USD, GBP, EUR, HKD, CAD, JPY, NZD, SGD, CNY (currency restrictions apply to CNY)
- Deposit $2,000 or more into your Everyday Global Account each month to unlock Everyday Extras, customer can earn 2% cashback on tap and pay under $100.
- Digital wallet — Google Pay
- Real-time payments (NPP)
Eligibility
- Minimum age — 16 years of age or older years
- You must have an Australian residential address
- Everyday Global Account can be opened under trust, including SMSF and Non Trading Entity. Trust accounts can be applied available via Branch or Contact Centre. Not available via HSBC Website. Visa Debit card is not offered to these customers.
Bundles
Everyday Extras
Deposit $2,000 or more into your Everyday Global Account each month to unlock Everyday Extras.Earn up to $50 cashback each month on eligible purchases when you tap and pay with Visa payWave, Google Pay or Apple Pay under $100.
More Information
Published by HSBC under the Consumer Data Right · Last updated 12 January 2026 · Product ID MSV · View on CDR.gov.au