HSBC Everyday Savings Account
Transaction & Savings AccountsData Sharing Status
The HSBC Everyday Savings Account is an online savings account with a great 3 month introductory variable interest rate and must be linked to your nominated transaction account to enable you to move money in and out.
- Base rate
- 3%
- Intro rate
- 5.15%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Introductory Available only for the first 3 months upon account opening. · Introductory interest rate paid on balances up to $1,000,000 AUD available only for the first 3 months upon account opening. · Introductory interest rate paid on balances up to $1,000,000 AUD | 5.15% | Introductory variable rate | monthly |
| Variable | 3% | Ongoing variable rate | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Local Transfer in AUD via Real Time Gross Settlement (RTGS) made via HSBC Branch | Payment | $20.00 |
| Local Transfer in AUD via Real Time Gross Settlement (RTGS) made Online Banking | Payment | $0.00 |
| Local Transfer in AUD via Real Time Gross Settlement (RTGS) made Mobile Banking | Payment | $0.00 |
| Local Transfer in AUD from AUD account made via HSBC Branch | Payment | $20.00 |
| Local Transfer in AUD from AUD account made via Online Banking | Payment | $0.00 |
| Local Transfer in AUD from AUD account made via Mobile Banking | Payment | $0.00 |
| Local Transfer in foreign currency from AUD or foreign currency account made via HSBC Branch | Payment | $20.00 |
| Local Transfer in foreign currency from AUD or foreign currency account made via Online Banking |
Features
- Digital banking
- Transfer money between your HSBC Everyday Savings account and linked nominated account via Internet Banking
- Unlimited transactions
- Introductory variable interest rate for the first 3 months from account opening, then an ongoing variable rate
Eligibility
- Minimum age — 18 years
- You must have an Australian residential address.
- HSBC Everyday Savings account is available for Trust Accounts. include SMSF and Non Trading Entity. Trust accounts are only available via Branch / Contact Centre. Not available via HSBC Website.
More Information
Published by HSBC under the Consumer Data Right · Last updated 17 May 2026 · Product ID SSP · View on CDR.gov.au