---
title: "nextBlue Bridging O/Occ I/O (<80% LVR) — Hume Bank"
description: "Home Loans from Hume Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hume-bank/products/NB80OOIO_V1
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-17T15:53:00.000+10:00
---

# nextBlue Bridging O/Occ I/O (<80% LVR) — Hume Bank

> Home Loans from Hume Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · HUME BANK LIMITED**

A bridging loan is a short-term home loan that helps cover the gap between buying a new property and selling your existing one. Available for up to 12 months for Owner Occupiers.

## At a glance

- **From (owner occupied):** 7.84% (7.94% comparison)

## Apply

Applications are handled by the provider: [Apply at Hume Bank](https://www.humebank.com.au/homes/nextblue/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest is calculated daily and applied monthly.) | 7.84% | 7.94% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| TITLEPRODFEE — Payable when you ask us to produce the title to you or another credit provider | Event | $150.00 |
| TITLESEARCH — Payable when you undertake a title search in relation to any security | Event | $50.00 |
| SETTLEMENTATTFEE — Payable when we are required to attend any settlement on your behalf | Event | $75.00 |
| SEARCHFEE — Payable when we undertake any search in relation to your company or business at ASIC | Event | $20.00 |
| DISCHARGE_FEE — Payable when any security is wholly or partially discharged. | Exit | $350.00 |
| CONSENT_FEE — Payable when you ask us to consent to a second mortgage on any security | Event | $150.00 |
| AGENT_FEE — Payable if we need to instruct an agent in connection with the settlement of your loan | Payment | $150.00 |
| DUPLICATESTATEMENTFEE — Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. | Event | $2.00 |
| LANDTITLE — Priced on application - Payable when you request us to produce a title deed | Cash advance | $0.00 |
| SECURITYSEARCH — Priced on application - Payable if we need to search a register in relation to any security | Cash advance | $0.00 |
| VALFEE — Priced on application - Payable when we have to pay a valuer as a result of your application for our consent to any matter relating to this agreement or the security, a variation of the agreement or security, or for a progress payment under a construction loan | Cash advance | $0.00 |
| CONTRACTVARIATIONFEE — Payable in the event we agree to vary your loan agreement | Event | $300.00 |
| DISHONOURFEE — Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured | Payment | $16.00 |
| DISCHARGE_FEE — Payable when any security is wholly or partially discharged. | Exit | $350.00 |
| ESTABLISHMENTFEE — Establishment fee for Bridging Loans | Upfront | $1,250.00 |

## Features

- **Digital banking**
- **No monthly account keeping fees**
- **eStatements and printed statements available**
- **Maximum length of loan 12 months**
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years (18)
- **Maximum Loan to Value Ratio of 80%**
- **Residency status** — Must be an Australian resident or citizen, with an Australian residential mailing address
- **Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply**

## Constraints

- **Maximum LVR** — 80%

## More information from Hume Bank

- [Overview](https://www.humebank.com.au/homes/nextblue/)
- [Terms & conditions](https://www.humebank.com.au/tools-help/product-tcs/)
- [Eligibility](https://www.humebank.com.au/media/2023/02/General-Conditions.pdf)
- [Fees & pricing](https://www.humebank.com.au/homes/nextblue/)

## Data provenance

- Published by Hume Bank under the Consumer Data Right
- Product ID: `NB80OOIO_V1`
- Last updated by the provider: 17 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hume-bank/NB80OOIO_V1
- Provider page: https://www.cdrcompare.au/brands/hume-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000213

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hume-bank/products/NB80OOIO_V1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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