Home Loan
The Judo Home Loan offers the choice of variable or fixed interest rate and tailored repayment options, with a choice of principal and interest or interest only. Only available to business lending customers.
- From (owner occupied)
- 8.65%
- 8.67% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable This comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have not been included and will be determined upon credit assessment. | 8.65% | 8.67% | — |
| Fixed · 3 years This comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have not been included and will be determined upon credit assessment. | 8.86% | 8.73% | — |
| Fixed · 2 years This comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have not been included and will be determined upon credit assessment. | 8.98% | 8.74% | — |
| Fixed · 4 years This comparison rate encompasses an Application Fee of $900 and is based on a $500000 loan over 30 years.Other loan setup fees such as valuation fees,property registration fees and stamp duty, have not been included and will be determined upon credit assessment. |
Fees
| Fee | Type | Amount |
|---|---|---|
| Other Fees Other fees are defined and calculated as part of the business lending application. | Event | |
| Application Fee | Upfront |
Features
- Redraw facility
- Available for variable rate facilities
- Facility term can be matched to your needs.
- Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.
- Flexible repayment options.
- Fixed Rate period available for added certainty.
- Choice of Variable and Fixed interest Rate.
- Extra repayments
- Unlimited additional repayments are accepted into this product for variable rate facilities, or up to $20,000 of additional repayments per year for Fixed Rate facilities.
Eligibility
- Minimum age — 18 years
- Only available to Judo Business Lending customers with Judo Business lending products.
Constraints
- Minimum limit — $250,000.00
- Maximum limit — $20,000,000.00
- Maximum LVR — 100%
More Information
Published by Judo Bank under the Consumer Data Right · Last updated 10 July 2026 · Product ID 63e5a9e5-f73c-434a-9221-f6f1574e45dd · View on CDR.gov.au