---
title: "Lexus Ownership Solutions for Business Use — Lexus Financial Services"
description: "Business Loans from Lexus Financial Services. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/lexus-financial-services/products/48
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-11T00:53:56Z
---

# Lexus Ownership Solutions for Business Use — Lexus Financial Services

> Business Loans from Lexus Financial Services. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

With Lexus Ownership Solutions, you'll receive a Guaranteed Future Value, and always feel in control.
Determined by Lexus Financial Services, the Guaranteed Future Value is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met.
At the end of your loan term, you have the option to replace, retain or return your vehicle. 
Guaranteed Future Value is available for business use vehicles.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 |
| Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable |
| Establishment Fee — The cost to set-up your approved loan with Lexus Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 |
| Information Fee — If you request contract documentation by calling the Lexus Financial Services National Customer Solutions Centre. You can view, download, and print your loan documentation online without incurring this fee. Simply log onto LFS Online to check your account details. | Event | $25.00 |
| Late Payment Fee — 30 · When it applies: If you’re late or miss a repayment, and your account goes into arrears and you are contacted by LFS. Lexus Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. Ensure that your account does not go into arrears. You can also change the date of your payments by calling the National Customer Solution Centre on 1300 888 840 (Monday to Friday, 8:30am – 7:00pm AEST) | Late payment | $25.00 |
| Dealer Origination Fee — This fee covers the dealership’s cost of preparing your finance application on Lexus Financial Services’s behalf. The Lexus Financial Services Finance & Insurance Manager within the dealership is responsible for explaining the different types of finance products to you, ensuring that you understand the requirements of the loan, and arranging all the necessary paperwork to submit, manage and finalise your finance application. | Upfront | $979.00 |
| Payment Dishonour Fee — When it applies: If your Direct Debit or Cheque payment is dishonoured. Check that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by calling the National Customer Solution Centre on 1300 888 840 (Monday to Friday, 8:30am – 7:00pm AEST) | Dishonour | $3.25 |
| Payment Method Fee - BPay — When it applies: Processing each payment made by BPay. Set up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $1.50 |
| Payment Method Fee – Other (includes BPay, Cheque or Direct Deposit) — When it applies: Processing each payment made by BPay, Cheque, or Direct Deposit. Set up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $3.00 |
| Vehicle Security Registration Fee — The cost of Lexus Financial Service’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property. | Upfront | $6.00 |
| Account Payment Card Fee — When it applies: For replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. Switch to Direct Debit payments and all your future repayments will be fee-free. You can change your payment method by logging onto LFS Online or calling our National Customer Solution Centre on 1300 888 840 (Monday to Friday, 8:30am – 7:00pm AEST) | Event | $5.00 |

## Features

- **How does it work? 1. Select your new or approved demonstrator Lexus and nominate the deposit you’d like to pay, if any. 2. Choose your loan term and number of kilometres you expect the vehicle to travel over the loan term. 3. Lexus Financial Services will calculate the Guaranteed Future Value and the monthly repayments, with a final payment being equal to the Guaranteed Future Value.**
- **What Are The Benefits? Lower regular monthly repayments with the Guaranteed Future Value (equal to the final payment).  Choice of loan terms for your vehicle (1-4 years) with a fixed interest rate for your chosen term.  Flexibility of nominating a deposit amount.**
- **Extra repayments**
- **Digital banking**
- **To view Lexus Financial Services' current finance offer, please click on more info to visit our offer’s page. T&Cs apply.**

## Eligibility

- **Minimum age** — 18 years
- **Business customers**

## Constraints

- **Minimum limit** — $5,000.00
- **Minimum loan term 12 months**
- **Maximum loan term 48 months**

## More information from Lexus Financial Services

- [Overview](https://www.lexus.com.au/finance/personal-and-business/personal-ownership-solutions)

## Data provenance

- Published by Lexus Financial Services under the Consumer Data Right
- Product ID: `48`
- Last updated by the provider: 11 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/lexus-financial-services/48
- Provider page: https://www.cdrcompare.au/brands/lexus-financial-services

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/lexus-financial-services/products/48) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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