---
title: "Revolving Line of Credit — Macquarie Bank Limited"
description: "Business Loans from Macquarie Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/macquarie-bank-limited/products/BB001MBLLOC001
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-01T00:01:00.001Z
---

# Revolving Line of Credit — Macquarie Bank Limited

> Business Loans from Macquarie Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates · Macquarie**

Redrawable short to medium term working capital for business activities.

## Apply

Applications are handled by the provider: [Apply at Macquarie Bank Limited](https://www.macquarie.com.au/business-banking/request-a-call.html)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment fee — Corporate Borrowers: ≤$3m up to 0.50% of limit. >$3m available (& negotiable) on application | Upfront | Variable |
| Line fee or unused limit fees — Charged every 6 months · Line fee or unused limit fees may apply and are available on application. | Ongoing | Variable |
| Registration, Government Transaction charges & third party fees — Registration, Government Transaction charges & third party fees may apply. | Event | Variable |

## Features

- **Extra repayments**
- **Bill payment (BPAY)**
- **Maximum Loan terms of 5 years.**
- **Sub-accounts available. Set up multiple sub accounts to draw down on the overarching facility limit. All sub-accounts are required to be on the same interest rate and repayment type. All sub-accounts must have the same loan purpose as the overarching facility.**
- **Flexible repayment structures Interest Only and Fixed Principal + Interest repayment types available. Maximum Interest Only loan term of 5 years, subject to credit approval. Fixed Principal + Interest: Repayments made up of a set principal repayment amount plus interest accrued eg. Monthly repayment of $2,000 off the principal plus interest accrued for that month.**
- **Loan Collateral Property, Business assets**
- **LVR - Business Assets LVR vary by Industry. Dependent on amortisation and asset profile. Subject to lending criteria.**
- **Redraw facility** (Redraw of funds is available.)
- **Unlimited transactions** (Unlimited transactions permitted, up to the specified limit.)
- **Relationship management**
- **Fraud protection** (Safe and secure - Macquarie Authenticator adds an extra layer of customisable security to your banking)
- **Digital banking** (Manage Banking Online)
- **Guarantor supported**

## Eligibility

- **Business customers**
- **Minimum age** — 18 years
- **Borrowers: Company, Partnership, Trust**

## Constraints

- **Minimum limit** — $1,000,000.00 (Target loan size is $1,000,000 and above.)
- **Maximum LVR** — 80% (Applies to Residential Property. Property Security LVR is dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the residential property (excluding 'retail' borrower investments. A 'retail' borrower includes an investor in residential property that is an individual regulated under NCCP or is a company that is not a trading business or has less than 4 properties). Lending criteria apply.)
- **Maximum LVR** — 70% (Applies to Commercial Property. Dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the commercial owner-occupied property. Lending criteria apply.)

## More information from Macquarie Bank Limited

- [Overview](https://www.macquarie.com.au/assets/bfs/documents/broker/commercial-broker/commercial-lending-guide.pdf)
- [Eligibility](https://www.macquarie.com.au/assets/bfs/documents/broker/commercial-broker/commercial-lending-guide.pdf)
- [Fees & pricing](https://www.macquarie.com.au/assets/bfs/documents/broker/commercial-broker/commercial-lending-guide.pdf)

## Data provenance

- Published by Macquarie Bank Limited under the Consumer Data Right
- Product ID: `BB001MBLLOC001`
- Last updated by the provider: 1 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/macquarie-bank-limited/BB001MBLLOC001
- Provider page: https://www.cdrcompare.au/brands/macquarie-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000163

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/macquarie-bank-limited/products/BB001MBLLOC001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)