Revolving Line of Credit
Redrawable short to medium term working capital for business activities.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee Corporate Borrowers: ≤$3m up to 0.50% of limit. >$3m available (& negotiable) on application | Upfront | Variable |
| Line fee or unused limit fees Charged every 6 months · Line fee or unused limit fees may apply and are available on application. | Ongoing | Variable |
| Registration, Government Transaction charges & third party fees Registration, Government Transaction charges & third party fees may apply. | Event | Variable |
Features
- Extra repayments
- Bill payment (BPAY)
- Maximum Loan terms of 5 years.
- Sub-accounts available. Set up multiple sub accounts to draw down on the overarching facility limit. All sub-accounts are required to be on the same interest rate and repayment type. All sub-accounts must have the same loan purpose as the overarching facility.
- Flexible repayment structures Interest Only and Fixed Principal + Interest repayment types available. Maximum Interest Only loan term of 5 years, subject to credit approval. Fixed Principal + Interest: Repayments made up of a set principal repayment amount plus interest accrued eg. Monthly repayment of $2,000 off the principal plus interest accrued for that month.
- Loan Collateral Property, Business assets
- LVR - Business Assets LVR vary by Industry. Dependent on amortisation and asset profile. Subject to lending criteria.
Eligibility
- Business customers
- Minimum age — 18 years
- Borrowers: Company, Partnership, Trust
Constraints
- Minimum limit — $1,000,000.00Target loan size is $1,000,000 and above.
- Maximum LVR — 80%Applies to Residential Property. Property Security LVR is dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the residential property (excluding 'retail' borrower investments. A 'retail' borrower includes an investor in residential property that is an individual regulated under NCCP or is a company that is not a trading business or has less than 4 properties). Lending criteria apply.
- Maximum LVR — 70%Applies to Commercial Property. Dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the commercial owner-occupied property. Lending criteria apply.
More Information
Published by Macquarie Bank Limited under the Consumer Data Right · Last updated 1 May 2026 · Product ID BB001MBLLOC001 · View on CDR.gov.au