---
title: "Amlak SMSF — MCCA"
description: "Home Loans from MCCA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mcca/products/amlak-smsf
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-28T03:54:16.648318Z
---

# Amlak SMSF — MCCA

> Home Loans from MCCA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

MCCA's Amlak SMSF Facility suits residential property purchases or refinances, with fixed or variable rental facility fees, flexible repayments, and fast approvals. Borrow $50,000–$2,000,000 (up to 80% LVR), make unlimited extra repayments on variable facilities, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances.

## At a glance

- **From (investment):** 7.04% (7.14% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.04% | 7.14% | LVR (Loan to Value Ratio) ≤60% |
| Variable | 7.09% | 7.19% | LVR (Loan to Value Ratio) 60.01–70% |
| Fixed · 2 years | 7.29% | 7.54% | LVR (Loan to Value Ratio) ≤80% |
| Fixed · 3 years | 7.39% | 7.55% | LVR (Loan to Value Ratio) ≤80% |
| Variable | 7.49% | 7.59% | LVR (Loan to Value Ratio) 70.01–80% |
| Fixed · 5 years | 7.79% | 7.72% | LVR (Loan to Value Ratio) ≤80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — A one time fee charged at the time of application, comprising of a $755 application fee, and a $210 processing fee. | Upfront | $965.00 |
| Valuation Fee — A variable fee charged at cost to assess the value of the property used as security for the finance facility, starting from a minimum amount. | Event | From $221.00 |
| Discharge Administration Fee — A fee applied when releasing our mortgage to cover administrative processing of the discharge request. Waived if loan runs to term. | Exit | $300.00 |
| Discharge Documentation Fee — A fee charged for preparing the necessary documentation when the loan is fully repaid and discharged. Waived if loan runs to term. | Exit | $250.00 |
| Documentation Fee — The documentation fee is only applicable for purchase applications. There will be no documentation fee charged for refinance applications. | Event | $490.00 |

## Features

- **Extra repayments** (Allows borrowers to make additional repayments on the facility to reduce rent and pay off the facility faster.)

## Eligibility

- **Eligible for consumers with a Self-Managed Super Fund (SMSF) where the trustee of the super fund is a corporate entity.**
- **Minimum age** — 18 years (Applicants must be at least 18 years old to apply for this finance facility.)
- **Residency status** — Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.

## Constraints

- **Maximum limit** — $2,000,000.00 (The maximum application amount available under this product is $2,000,000.)
- **Minimum limit** — $50,000.00 (The minimum application amount that can be borrowed is $50,000.)
- **P15Y** — The term of the finance facility must be a minimum of 15 years.
- **P30Y** — The term of the finance facility cannot exceed 30 years.

## Data provenance

- Published by MCCA under the Consumer Data Right
- Product ID: `amlak-smsf`
- Last updated by the provider: 28 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mcca/amlak-smsf
- Provider page: https://www.cdrcompare.au/brands/mcca

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mcca/products/amlak-smsf) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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