
Everyday Transaction
Everyday Transaction
- Base rate
- 0%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 0% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| FLAT_$5_FEE | Ongoing | $5.00 |
| BANK_CHEQUE_FEE | Event | $25.00 |
| COUNTER_CHEQUE_WITHDRAWAL_FEE | Transaction | $5.00 |
| ELECTRONIC_TRANSFER_-_URGENT | Transaction | $25.00 |
| EXPRESS_MONEY_ORDER | Transaction | $25.00 |
| MEMBER_CHEQUE_BOOK | Event | $10.00 |
| OVERSEAS_ATM_WITHDRAWAL | Transaction | $5.00 |
| OVERSEAS_CURRENCY_FEE | Transaction | 2% of transaction |
| REPLACEMENT_CARD_FEE | Event | $15.00 |
Features
- Card access — Visa Debit with payWave
- Additional cards
- Digital banking
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Real-time payments (NPP)
- Make and receive payments instantly via the New Payments platform using Osko
- PayID
- Make fast, easy payments with PayID without the need for your BSB and account number
- Bill payment (BPAY)
Eligibility
- Residency status — Individuals must be citizens or permanent residents of Australia
- Minimum age — 18 years
Constraints
- Minimum balance — $1.00
- Maximum balance — $2,000,000.00
More Information
Published by MOVE Bank under the Consumer Data Right · Last updated 7 October 2025 · Product ID Everyday_Transaction · View on CDR.gov.au