Low Rate Credit Card
Low Rate Credit Card
- Purchase rate
- 8.99%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer | 0% | — | — |
| Purchase | 8.99% | — | — |
| Cash advance | 12.99% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CREDIT_CARD_-_LATE_PAYMENT_FEE | Event | $15.00 |
| CREDIT_CARD_-_OVERLIMIT_FEE | Event | $10.00 |
| CREDIT_CARD_-_PAPER_STATEMENT_FEE | Ongoing | $3.00 |
| OVERSEAS_ATM_WITHDRAWAL | Transaction | $5.00 |
| OVERSEAS_CURRENCY_FEE | Transaction | 2% of transaction |
| VISA_CASH_ADVANCE | Transaction | $5.00 |
| VISA_CHARGE-BACK | Event | $25.00 |
| REPLACEMENT_CARD_FEE | Event | $15.00 |
Features
- Annual fee waived for the first year
- Interest-free period
- Up to 45 days interest free on purchases
- Balance transfers
- 0% p.a. on balance transfers for the first 6 months
- Card access
- Visa Credit card with payWave
- Additional cards
- Digital wallet — Apple Pay
- https://www.movebank.com.au/banking-savings/digital-banking/digital-wallet/apple-pay/
- Digital wallet — Google Pay
- https://www.movebank.com.au/banking-savings/digital-banking/digital-wallet/google-pay/
Eligibility
- Minimum age — 18 yearsIndividuals must be at least 12 years old to open an account
- Residency statusIndividuals must be citizens or permanent residents of Australia.
- Terms and conditions apply. All credit card applications are subject to credit assessment and approval. The variable retail purchase rate is subject to change. All rates are quoted per annum. Other fees and charges apply.
More Information
Published by MOVE Bank under the Consumer Data Right · Last updated 7 October 2025 · Product ID S7_Low_Rate_Credit_Card · View on CDR.gov.au