eCASH Account
The eCASH Account is an electronic style at call transaction account designed to allow customers the flexibility of accessing their funds at any time while offering a variable interest rate. The eCASH Account is the default ?transaction account? that can be linked to the eWRAP Investments Account, or held as a standalone at call transaction account. When linked to a eWRAP Investment Account, the eCASH Account is used to settle managed fund and equity trades, as well as facilitate transactions and consequent cash movements including the receipt of deposits and payment of fees.
- Base rate
- 3.2%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.2% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee Charged monthly | Ongoing | $0.00 |
| Internet and Phone Banking withdrawals | Withdrawal | $0.00 |
| Cheque Deposit | Deposit | $0.00 |
| Direct Debit | Event | $0.00 |
| Business Banking Online direct entry $0.13 per entry | Event | $0.13 |
| Payment honour fee $9.00 per day | Event | $9.00 |
| Inward dishonour | Event | $0.00 |
| Certificate of balance of Account $16.00 per certificate | Event | $16.00 |
Features
- No minimum deposit, provided the minimum balance is maintained.
- No minimum withdrawal.
- Maximum daily withdrawal applies and is dependent on type of withdrawal requested.
- Digital banking
- Internet Banking, BPAY withdrawal, Phone Banking, Regular scheduled transfers through Internet Banking facilities and periodic payments are available.
- Statements issued every six months, or more often if required.
- Electronic funds transfer is available
- Telegraphic transfers, Real time gross settlement, Bank Drafts, Direct Debits Deposits facilities are available for this products.
Eligibility
- Only available to investors who receives the Product Disclosure Statement in Australia, whether in hard copy or electronically.
Constraints
- Minimum balance — $1,000.00Minimum balance
More Information
Published by St.George Bank under the Consumer Data Right · Last updated 1 April 2026 · Product ID ASGeCashAccount · View on CDR.gov.au