Business Overdraft (Commercial Business, Agribusiness and Small Business)
Manage your short-term cash flow, unexpected expenses, or simply have access to extra credit when you need it.
- From
- 10.24%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 10.24% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee Determined at application | Other | From $0.00 |
| Other Fees All businesses are different, and accordingly, the cost of a business loan will differ depending on your type of business and your needs. Please contact us to discuss your requirements and we can advise you of the applicable costs. Or you can refer to the Lending Fees and Charges brochure for more details. | Other | From $0.00 |
| Quarterly Service Fee Determined at application based on the approved credit limit: <= $100,000 = $150p.q., $100,001 <= $250,000 = $300p.q., $250,001 <= $500,000 = $500p.q., > $500,000 = 0.75% per annum of your credit limit or as outlined in your Credit Contract or Letter of Offer, charged quarterly in arrears | Other | From $150.00 |
Features
- Digital banking
- Interest rate type: Variable
- Repayment type: Interest is charged on the portion of the overdraft that is used, no set principal repayments
- Term: Ongoing limit, no fixed term
- Security: Secured and unsecured options available.
- Maximum limit of $1mil for small business customers
Eligibility
- Business customersYou must be a registered Australian business with a current ABN or ACN.
- Provide 2 consecutive years of financial information. This may be for a business you currently own or for a business you plan to purchase.
- Security such as cash, residential, commercial or rural property, business assets, or a combination of these is required for a secured overdraft.
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 14 May 2026 · Product ID BOD · View on CDR.gov.au